PCRB Rating Values

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DIRECT EMPLOYMENT LOSS COSTS AND EXPECTED LOSS FACTORS
FOR PENNSYLVANIA WORKERS COMPENSATION INSURANCE
Proposed Effective Date: April 1, 2026 on New and Renewal Business
CODE
NO
LOSS
COST
EXPERIENCE RATING PLAN
EXPECTED LOSS FACTORS TABLE *
HAZARD
GROUP
A-1A-2A-3A - G
00055.1353.5484.2724.593F
00072.8531.9712.3732.552E
00096.6705.1276.2926.823G
00152.9812.2912.8123.049F
00251.8431.4171.7381.885G
00280.9250.7110.8720.946F
00501.7721.3621.6721.813F
00512.0131.5471.8992.059F
00552.0281.5591.9132.075F
00592.9902.2882.7923.063E
01011.4401.1021.3441.475E
01030.5740.4390.5360.588D
01041.5221.1641.4211.559D
01052.0381.5591.9032.088D
01062.6061.9932.4332.669D
01071.2210.9341.1401.251C
01081.0330.7900.9641.058B
01091.8631.4251.7401.908D
01101.2360.9461.1541.266C
01112.1981.6822.0522.252C
01122.8012.1432.6152.869C
01131.0780.8251.0071.105C
01142.5581.9572.3882.620E
01151.1640.8901.0861.192E
01191.8751.4351.7511.921D
01302.0521.5701.9152.101E
01321.0630.8130.9931.089D
01341.3941.0671.3021.428C
01350.9890.7570.9241.013D
01361.0550.8070.9851.081C
01391.7741.3571.6561.817D
01411.9871.5991.9912.191D
01421.1570.9321.1601.277C
01610.9500.7270.8870.973C
01631.8911.4461.7651.936C
01652.6612.0362.4852.726C
01661.3141.0061.2271.346C
02011.6811.2861.5691.722E
02041.4491.1091.3531.484B
02051.2030.9201.1231.232C
02211.0230.7820.9551.048C
02221.1750.8991.0971.203D
02251.3741.0511.2831.407C
02271.6561.2671.5461.696D
02550.8380.6410.7830.859F
02571.2770.9771.1921.308E
02611.4441.1051.3481.479E
02630.8310.6360.7760.852D
02651.1300.8651.0551.158C
02811.0840.8291.0121.110D
02822.5261.9322.3582.587D
02850.8790.6720.8210.900D
03012.5301.9352.3622.591E
03051.8261.3971.7051.870D
03061.4381.1001.3421.473C
03111.3821.0571.2901.416C
03192.0081.5361.8752.057B
03231.5661.1981.4621.604C
03271.1350.8681.0601.163B
04021.3731.0501.2821.406E
04031.1210.8581.0471.148E
04041.3741.0511.2831.407F
04061.4211.0871.3261.455F
04071.3241.0131.2361.356E
04111.9041.4561.7771.950E
04132.2051.6872.0582.258D
04151.5191.1621.4181.556E
04160.8890.6800.8300.911D
04212.9072.2242.7142.978E
04252.9662.2692.7693.038D
04272.4381.8652.2772.498D
04291.2840.9821.1991.315D
04312.2591.7282.1092.314D
04331.4501.1091.3541.485D
04351.5951.2201.4891.634D
04410.4740.3630.4420.485D
04450.979a
0.7490.9141.003D
04460.6170.4720.5760.632D
04471.561b
1.1951.4581.599D
04490.9090.6960.8490.931D
04511.5231.1651.4221.560C
04541.3971.0691.3051.431D
04561.2980.9931.2121.330C
04571.2760.9761.1911.307C
04580.5580.4270.5210.571C
04590.3540.2710.3310.363C
04610.9610.7350.8970.984D
04631.0270.7860.9591.052D
04651.2840.9821.1991.315D
04671.3871.0611.2951.421C
04710.4930.3770.4600.505C
04720.2810.2150.2620.287C
04731.0240.7830.9561.049C
04740.9970.7630.9311.022E
04750.8810.6740.8220.902D
04760.5650.4320.5280.579E
04770.7250.5550.6770.743E
04830.5800.4440.5420.594C
04850.5100.3900.4760.523C
04860.6530.5000.6100.669C
04870.5160.3950.4820.529C
04880.3360.2570.3140.344C
04890.4540.3470.4240.465C
05011.8331.4021.7111.877F
05021.3561.0371.2661.389B
05060.8750.6690.8170.896C
05070.8480.6480.7910.868E
05092.1931.6782.0482.247G
05112.5701.9662.3992.632E
05121.7351.3271.6191.777D
05131.431c
1.0951.3361.466D
05141.7411.3321.6251.783E
05351.0530.8060.9831.079D
05362.3371.7882.1822.394C
05510.6390.4890.5970.654F
05530.5220.3990.4870.534F
05550.1770.1360.1650.182C
05630.7580.5800.7080.777D
05710.9020.6900.8420.924D
05731.5121.1571.4111.549F
05810.4180.3200.3900.428E
06012.7441.8862.2712.442F
06033.0592.0822.5072.696F
06054.5193.0773.7053.984E
06062.4461.6662.0062.157G
06071.5031.0301.2401.333F
06082.8411.9392.3352.511F
06091.7591.2051.4511.560G
06115.6993.8674.6575.007F
0615d
5.4923.7414.5054.843F
0152+
0.602000G
06171.5581.0641.2811.378G
06452.9291.9672.3692.547G
06462.9201.9922.3992.580E
06474.1702.8633.4483.707E
06483.5222.4162.9093.128F
06492.6121.7592.1192.278F
06512.6601.8162.1872.351F
06524.2562.9403.5403.806G
06533.9272.6713.2173.458G
06543.6932.4953.0053.231G
06554.7993.2683.9354.231G
06562.0131.3731.6531.777G
06574.8043.2713.9404.236G
06584.9273.3224.0004.301G
06597.5475.1646.2186.686G
06601.5761.0661.2841.380F
06611.3580.9051.0901.172F
06623.9332.7083.2613.506E
06631.6501.1101.3361.437F
06641.8081.2161.4641.574E
06653.7842.5913.1203.354G
06664.0132.6763.2233.465E
06671.2630.8621.0381.116F
06684.6403.1613.8074.093E
06695.0523.4414.1444.456F
06703.3932.2832.7502.957F
06733.4932.3982.8883.105E
06743.3942.3182.7913.001E
06751.4070.9661.1631.251G
06763.0932.0932.5202.709G
06771.7621.1971.4421.550G
06794.9743.3904.0824.389F
06813.3542.2832.7502.957F
07091.0420.8391.0441.149F
07161.5941.2251.5031.630D
07181.5741.2091.4841.610E
07213.4012.6143.2093.479F
07440.1830.1400.1710.188C
07510.3650.2800.3440.373E
07520.2480.1910.2340.254G
07531.0440.8020.9851.068D
07550.3940.3030.3720.403F
07570.6260.4810.5900.640E
07592.2091.6972.0832.259E
08012.6662.1462.6712.941F
08021.7011.1751.4151.522G
08034.2013.2293.9634.298C
08041.4191.0901.3381.451D
08051.9331.4861.8231.977E
08063.4462.7743.4533.800C
08072.3731.6171.9842.151C
08083.5882.7583.3843.670E
08092.1771.7532.1812.401F
08101.4251.0951.3441.457F
0162+
0.982000G
08113.0222.3222.8503.091F
08123.1172.3962.9403.188F
08131.6771.3501.6801.849D
08141.1310.9111.1331.247E
08151.2671.0201.2691.397D
08160.8110.6530.8130.895D
08172.4401.8762.3022.496D
08180.5160.4160.5170.570D
08190.3520.2760.3380.369F
08201.3461.0831.3481.484D
08212.8122.2642.8183.101C
08220.0500.0390.0480.052D
08251.7491.4081.7521.929B
08282.5931.9932.4462.653C
08551.8631.5001.8672.055E
08571.7561.4141.7591.937E
08582.1991.7712.2042.426F
08592.2201.7872.2242.448E
08602.2321.7972.2362.461D
08622.8052.2582.8103.094E
08652.1831.7582.1872.408C
08802.0881.6812.0922.303D
08822.1081.6972.1122.325B
08840.4330.3490.4340.478B
08851.1140.8971.1161.228D
08860.8400.6770.8420.927C
08870.2600.2040.2500.272C
08900.1340.1050.1280.140C
08910.4600.3610.4410.481B
08920.3340.2620.3210.350B
08930.3940.3090.3780.412B
08960.4980.4010.4990.549B
08970.6590.5310.6610.727A
08980.9020.7260.9040.995C
08990.5000.4030.5010.552B
09030.0630.0490.0600.066E
09040.7270.5590.6860.744E
09050.0270.0210.0260.029F
090610.960e
7.4509.1509.920D
09071.7961.4461.8001.981C
09101.4421.1611.4451.590C
09112.8582.3002.8633.152D
09140.9460.7610.9481.043C
09150.7940.6390.7950.876C
09160.8650.6960.8660.954B
09171.1390.9171.1411.256C
09180.6640.5350.6660.733A
09190.8880.7150.8900.979C
09200.1340.1080.1340.147D
09211.8481.4881.8522.038C
09221.3211.0641.3241.457C
09230.9620.7740.9641.061C
09241.8861.5181.8892.079C
09250.8250.6640.8270.910C
09261.2030.9681.2051.327C
09270.4500.3620.4500.496C
09281.0700.8621.0721.180B
09320.3420.2760.3430.377D
09331.2601.0141.2621.389D
09341.4611.1761.4641.612D
09350.5610.4520.5620.619C
09360.3140.2460.3010.329E
09392.1351.6412.0142.183F
09401.0250.8251.0271.130C
09411.1860.9551.1881.308C
09421.2961.0431.2991.430D
09430.4900.3950.4910.541C
09440.7250.5840.7260.800B
09451.0670.8591.0691.177A
09480.5870.4610.5630.615C
09510.1350.1060.1290.141E
09520.3500.2820.3510.386E
09530.0500.0390.0480.052D
09540.7900.6070.7450.808E
09550.1010.0790.0970.106F
09560.0230.0180.0220.024E
09570.1800.1410.1730.189D
09580.8780.6890.8420.919C
09590.6490.5230.6500.716B
09601.3641.0981.3671.504C
09610.3230.2530.3100.338D
09620.0160.0130.0160.017D
09630.1700.1330.1630.178C
09640.6120.4920.6130.675B
09650.2700.2120.2590.283B
09661.2180.9811.2211.344D
09670.5660.4350.5340.579C
09680.5590.4500.5600.616B
09690.9150.7040.8640.936D
09702.8662.2032.7032.931A
09711.5371.2371.5401.695D
09720.2150.1730.2150.237C
09731.0840.8721.0861.195B
09740.9580.7710.9601.056C
09750.5860.4720.5870.647A
09760.5460.4390.5470.602C
09770.2910.2340.2910.321B
09781.2080.9731.2101.332D
09791.3391.0781.3411.476A
09802.2391.8022.2432.469C
09810.6630.5340.6650.732B
09821.308f
000E
09832.8642.3052.8693.158D
09840.0410.0320.0390.042C
09851.8741.4021.7211.867E
09860.6950.5590.6960.766A
09870.1910.1500.1840.200C
09880.0590.0460.0560.061C
0989ghhhD
09911.7741.3641.6741.815A
09922.1771.6732.0542.227F
0993268.107e
182.324223.764242.645D
0994ghhhF
09952.7132.0852.5592.775F
0996237.221i
182.324223.764242.645G
09970.2990.2400.2990.329E
09992.0201.6262.0242.228D
00061.9351.5581.9392.134E
00081.6651.3401.6681.836D
00111.0000.8051.0021.103D
00122.4871.7182.0692.225E
00131.0390.8361.0411.146C
00161.0400.8371.0421.147E
00341.8361.4781.8392.025D
00361.1980.9641.2001.321C
00831.4711.1841.4741.623D
01700.6930.5580.6940.764C
47711.5211.1641.4201.558F
0771+
0.380000G
47772.0971.6041.9582.148F
74050.5890.4530.5560.603D
7445+0.126000F
74130.1500.1150.1410.153F
7453+
0.031000G
74210.1820.1400.1720.186E
74240.4290.3300.4050.439F
74281.5651.2021.4761.600C
9740k0.0200000
9741k0.0100000
Per Capita
090112.9029.91612.17013.197B
09020.3290.2530.3100.337A
090863.74751.31863.87070.304D
090932.60926.25132.67235.963D
0912235.057189.226235.511259.234D
0913188.307151.591188.671207.676D
A Rated
9985AAAA0
0133AAAA0
*Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.
+Associated with class directly above - both codes must be applied. The second code is not subject to experience
a - OD: $0.027 Supplemental is not subject to experience rating. Code as 0067.
b - OD: $0.028 Supplemental is not subject to experience rating. Code as 0066.
c - OD: $0.068 Supplemental is not subject to experience rating. Code as 0176.
d - OD: $0.982 Supplemental applies when coverage for Federal black lung is provided. It is not
subject to experience rating. Code as 0164.
e - Per ambulance corps.
f - Per person per week. A partial workweek is to be counted as a full workweek.
Not subject to Experience or Retrospective Rating.
g - See appropriate page of Section 2.
h - Apply the following percentages (A-1 = 76.90%, A-2 = 94.37%, A-3 = 102.34%) to annual loss cost
from the appropriate page of Section 2.
i - Per hazardous materials response team.
k - Not subject to experience rating.

Volunteer Fire Company - First Responders - Code 994

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Pennsylvania Volunteer Fire Company - First Responders - Code 994

Schedule of Annual Loss Costs
Approved Effective Date: April 1, 2026
Population Annual Loss Cost
Up to 3001,131
301 to 5001,389
501 to 7001,616
701 to 1,0001,867
1,001 to 1,5002,197
1,501 to 2,0002,553
2,001 to 2,5002,853
2,501 to 3,0003,124
3,001 to 3,5003,359
3,501 to 4,0003,583
4,001 to 4,5003,791
4,501 to 5,0003,990
5,001 to 5,5004,184
5,501 to 6,0004,367
6,001 to 6,5004,552
6,501 to 7,0004,727
7,001 to 7,5004,900
7,501 to 8,0005,071
8,001 to 8,5005,238
8,501 to 9,0005,401
9,001 to 9,5005,556
9,501 to 10,0005,711
10,001 to 15,0006,554
15,001 to 20,0008,013
20,001 to 25,0009,446
25,001 to 30,00010,864
30,001 to 35,00012,258
35,001 to 40,00013,635
40,001 to 45,00014,988
45,001 to 50,00016,318
For each additional 5,000 population1,335

Volunteer Fire Company - Support Staff - Code 989

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Pennsylvania Volunteer Fire Company - Support Staff - Code 989

Schedule of Annual Loss Costs
Approved Effective Date: April 1, 2026
Population Annual Loss Cost
Up to 300103
301 to 500127
501 to 700147
701 to 1,000170
1,001 to 1,500200
1,501 to 2,000233
2,001 to 2,500260
2,501 to 3,000285
3,001 to 3,500306
3,501 to 4,000326
4,001 to 4,500345
4,501 to 5,000363
5,001 to 5,500381
5,501 to 6,000398
6,001 to 6,500415
6,501 to 7,000431
7,001 to 7,500446
7,501 to 8,000462
8,001 to 8,500477
8,501 to 9,000492
9,001 to 9,500506
9,501 to 10,000520
10,001 to 15,000597
15,001 to 20,000730
20,001 to 25,000861
25,001 to 30,000990
30,001 to 35,0001117
35,001 to 40,0001242
40,001 to 45,0001365
45,001 to 50,0001487
For each additional 5,000 population122
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TEMPORARY STAFFING LOSS COSTS AND EXPECTED LOSS FACTORS FOR PENNSYLVANIA WORKERS COMPENSATION INSURANCE
Proposed Effective Date: April 1, 2026 on New and Renewal Business
EXPERIENCE RATING PLANHAZARD
CODELOSSEXPECTED LOSS FACTORS TABLE *GROUP
NOCOSTA-1A-2A-3A - G
200510.3347.1398.5989.244F
200912.2299.39911.53512.508G
20111.7561.4141.7591.937D
20125.3673.7084.4654.801E
20131.7811.4341.7851.964C
20155.3284.0955.0255.449F
20253.2162.4723.0343.290G
20281.6631.2781.5681.701F
20503.2532.5003.0683.327F
20513.5172.7033.3173.597F
20553.6632.8153.4553.746F
20595.4644.1805.1015.597E
21012.8572.1852.6672.926E
21031.0310.7890.9621.056D
21043.2522.4883.0363.330D
21054.0063.0653.7404.103D
21065.2754.0354.9255.403D
21072.5101.9202.3442.571C
21081.9561.4971.8272.004B
21093.6522.7943.4093.740D
21102.3861.8252.2272.444C
21114.6233.5374.3164.735C
21125.2544.0194.9055.381C
21132.1841.6712.0392.237C
21144.6393.5494.3314.751E
21152.2871.7492.1352.342E
21193.7342.8563.4863.824D
21303.6782.8143.4343.767E
21322.1241.6251.9832.175D
21342.6111.9972.4372.674C
21352.0291.5521.8952.079D
21362.0461.5651.9102.095C
21393.2002.4482.9873.278D
21413.5432.8523.5503.908D
21422.0881.6812.0922.303C
21611.9781.5131.8462.026C
21633.8142.9183.5603.906C
21655.3524.0944.9965.482C
21662.5481.9492.3792.610C
22013.1412.4032.9333.217E
22042.9642.2682.7673.036B
22052.3061.7642.1532.362C
22212.1551.6492.0122.207C
22222.4471.8722.2842.506D
22252.8062.1472.6202.874C
22273.3742.5813.1503.456D
22551.6611.2711.5501.701F
22572.5491.9502.3802.611E
22612.8532.1822.6632.922E
22631.5331.1731.4311.570D
22652.3241.7782.1702.380C
22812.1781.6662.0342.231D
22825.0013.8264.6695.123D
22851.7571.3441.6401.800D
23015.1823.9644.8385.307E
23053.8042.9113.5523.897D
23062.7792.1262.5942.846C
23112.8522.1822.6622.921C
23193.9763.0413.7124.072B
23233.2882.5153.0703.368C
23272.1881.6742.0432.241B
24022.6582.0342.4822.723E
24032.2621.7312.1122.317E
24042.7172.0792.5372.783F
24062.7492.1032.5672.816F
24072.4851.9012.3202.545E
24113.7882.8983.5373.880E
24134.3063.2944.0204.410D
24153.0082.3012.8083.080E
24161.7831.3641.6651.827D
24215.6494.3215.2735.786E
24255.8244.4555.4375.965D
24275.0223.8424.6885.143D
24292.3881.8272.2292.446D
24314.3423.3224.0544.448D
24332.7902.1342.6052.857D
24353.1002.3712.8943.175D
24410.9430.7210.8800.966D
24452.0061.5351.8732.055D
24461.2520.9581.1691.282D
24473.1582.4162.9493.235D
24491.7791.3611.6611.822D
24513.2202.4643.0063.298C
24542.8822.2052.6912.952D
24562.6432.0222.4672.707C
24572.4901.9052.3252.550C
24580.9940.7610.9281.019C
24590.7100.5430.6630.727C
24611.9401.4841.8111.987D
24632.1131.6171.9732.165D
24652.4851.9012.3202.545D
24672.6051.9932.4322.668C
24711.0160.7770.9481.040C
24720.5550.4250.5180.568C
24732.1131.6171.9732.165C
24742.0231.5481.8892.072E
24751.9051.4571.7781.951D
24761.0590.8100.9891.085E
24771.4111.0791.3171.445E
24831.0690.8180.9981.095C
24850.9430.7210.8800.966C
24861.2630.9661.1791.293C
24871.0990.8411.0261.125C
24880.6880.5260.6420.704C
24890.8670.6630.8090.888C
25013.5302.7013.2963.616F
25022.5771.9722.4062.640B
25061.7861.3671.6681.830C
25071.6311.2481.5231.671E
25093.9002.9833.6413.994G
25115.2093.9854.8635.335E
25123.6962.8283.4513.786D
25132.8732.1982.6822.943D
25143.2152.4603.0023.293E
25352.1081.6131.9682.159D
25364.5493.4804.2474.659C
25511.2410.9501.1591.272F
25530.9730.7440.9090.997F
25550.3300.2530.3080.338C
25631.5351.1741.4331.572D
25711.8331.4021.7111.877D
25732.8662.1922.6752.935F
25810.8100.6200.7560.830E
26015.5033.7474.5124.851F
26035.6713.8624.6515.000F
26058.2395.6106.7567.264E
26064.2612.9013.4943.756G
26072.8471.9392.3352.510F
26085.7033.8834.6775.028F
26093.4222.3482.8273.040G
26119.7116.6137.9638.562F
26159.9826.7978.1858.800F
26173.0172.0542.4742.659G
26455.5723.7944.5694.912G
26465.6433.8424.6274.975E
26478.3125.6606.8167.328E
26487.0094.7735.7486.179F
26495.0273.4234.1224.432F
26515.1613.5344.2554.575F
26528.9826.1167.3657.919G
26537.4835.0956.1366.597G
26546.9214.7135.6756.101G
26558.6445.8867.0887.620G
26563.6372.4772.9823.207G
26578.8876.0527.2887.835G
26588.8606.0337.2657.811G
265914.6139.95011.98312.883G
26603.1012.1112.5432.734F
26612.7541.8572.2362.404F
26628.1015.5166.6437.142E
26633.2582.2182.6722.872F
26643.6512.4862.9933.218E
26657.2404.9305.9376.383G
26667.3605.0116.0356.488E
26672.3641.6101.9392.084F
26689.1866.2557.5338.099E
26699.6876.5967.9438.540F
26706.4144.3685.2605.655F
26736.8164.6415.5896.009E
26746.8744.6805.6366.060E
26752.7411.8672.2482.417G
26766.2484.2545.1235.508G
26773.2232.1952.6432.841G
26799.1966.2617.5408.107F
26816.6744.5455.4735.884F
27090.6580.5300.6590.726F
27163.1612.4302.9823.234D
27182.8392.1822.6782.904E
27216.8385.2566.4506.995F
27440.3470.2660.3240.356C
27510.6570.5050.6200.672E
27520.4230.3250.3990.433G
27531.9881.5281.8752.033D
27550.7280.5600.6870.745F
27571.1950.9181.1271.222E
27594.2123.2373.9734.308E
28014.5853.6914.5945.057F
28023.1832.1992.6482.847G
28037.9346.0987.4848.115C
28042.9822.2922.8133.050D
28053.6302.7903.4243.713E
28066.1134.9216.1256.742C
28074.3183.3194.0734.417C
28087.2895.6026.8767.456E
28093.8153.0713.8224.207F
28102.6312.0222.4822.691F
28115.7324.4055.4065.863F
28125.9764.5935.6376.112F
28132.9912.4082.9973.299D
28141.9851.5981.9892.189E
28152.2321.7972.2362.461D
28161.4571.1731.4601.607D
28174.9433.7994.6625.056D
28180.9050.7290.9070.998D
28190.6480.5080.6220.678F
28202.3671.9052.3712.610D
28214.9333.9714.9425.440C
28253.1172.5093.1233.438B
28285.2354.0244.9385.355C
28553.2892.6483.2953.627E
28573.0422.4493.0483.355E
28583.8023.0613.8104.194F
28593.8093.0663.8164.200E
28603.8033.0623.8114.195D
28624.9043.9484.9145.409E
28653.8753.1203.8834.274C
28803.7363.0073.7434.120D
28823.7323.0043.7394.115B
28840.7840.6310.7850.864B
28851.9331.5561.9372.132D
28861.4731.1861.4761.625C
28870.9280.7280.8900.971C
28900.4510.3530.4320.472C
28911.7761.3931.7041.859B
28921.2390.9721.1891.297B
28931.4431.1321.3841.510B
28960.8840.7120.8860.975B
28971.1820.9511.1841.303A
28981.6131.2991.6161.779C
28990.9080.7310.9101.002B
29030.2260.1770.2170.236E
29040.6480.4980.6110.663E
29050.0920.0720.0880.096F
29073.1922.5703.1983.520C
29102.4982.0112.5032.755C
29115.0834.0925.0935.606D
29141.7201.3851.7241.897C
29151.4031.1291.4051.547C
29161.5681.2621.5711.729B
29172.0411.6432.0452.251C
29181.1900.9581.1921.312A
29191.5791.2711.5821.741C
29200.2380.1920.2380.262D
29213.2032.5783.2093.532C
29222.3481.8902.3532.590C
29231.7231.3871.7261.900C
29243.4192.7523.4253.770C
29251.4641.1791.4671.615C
29262.1391.7222.1432.359C
29270.7990.6430.8010.881C
29281.9321.5551.9362.131B
29320.6070.4880.6080.669D
29332.1741.7502.1782.398D
29342.6442.1282.6492.916D
29350.9860.7940.9881.088C
29361.1300.8861.0841.183E
29394.1833.2153.9464.279F
29401.8731.5081.8772.066C
29412.1221.7092.1272.341C
29441.2951.0431.2981.428B
29451.9281.5521.9322.126A
29482.2461.7622.1552.351C
29510.4820.3780.4620.504E
29520.6000.4830.6020.662E
29530.1810.1420.1740.190D
29541.5971.2271.5061.633E
29550.3620.2840.3470.378F
29560.0750.0590.0720.078E
29570.6560.5150.6290.687D
29583.3342.6153.1983.489C
29591.0520.8471.0541.160B
29602.4371.9622.4422.688C
29611.1060.8671.0611.157D
29620.0560.0440.0530.058D
29630.6030.4730.5780.631C
29641.0500.8451.0521.158B
29650.9940.7800.9541.041B
29662.1311.7152.1352.350D
29671.0770.8281.0161.102C
29680.9820.7910.9841.083B
29691.8061.3881.7031.847D
29704.7963.6864.5244.906A
29712.7622.2242.7683.047D
29731.9651.5811.9682.167B
29741.6941.3641.6971.868C
29751.0510.8461.0531.159A
29760.9670.7790.9691.067C
29770.5260.4230.5270.580B
29781.9871.5991.9912.191D
29792.3911.9252.3952.637A
29803.9633.1913.9714.371C
29811.1980.9641.2001.321B
29834.9643.9964.9745.475D
29840.1390.1090.1330.145C
29861.2531.0081.2551.381A
29870.6240.4890.5980.653C
29880.2060.1610.1970.215C
29912.8572.1962.6952.922A
29923.9683.0493.7424.058F
29955.1703.9734.8765.288F
29970.5170.4170.5180.571E
29993.4632.7883.4703.819D
67712.7762.1232.5912.843F
67773.7052.8353.4593.795F
94283.0962.3792.9203.166C
*Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.

A. Definitions

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HOME AREAThe city, township or borough in which a volunteer fire company is located.

OUTSIDE AREAA city, township or borough (or portion thereof) different from the home area and protected pursuant to a fireprotection contract provided by a volunteer fire company located in the home area.

VOLUNTEER AND PAID STAFFIn jurisdictions where a combination of volunteer and paid firemen are employed, the following procedureshall be followed to arrive at the proper population to be used for volunteer firemen premium calculation:

The number of salaried firemen and active volunteers shall be determined at the inception of the policy andshall not be subject to revision until renewal. ‘Active volunteers’ refers to members of the company who are onthe roster as available to respond to a fire alarm.

Determine the number of salaried firemen and active volunteers, e.g. 14 paid and 35 volunteers, total staff49. Take 35/49 or 71% of the service, as being provided by volunteers. Apply 71% to the population, e.g.population 37,769 x 71% = 26,816 as a revised population base.

B. The annual loss cost charge shall be determined on the basis of the sum of the populations from:

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  1. The Volunteer Fire Company or Companies’ “Home Area,” (or portion thereof).
  2. Any “Outside Area” served by the “Home Area” company or companies. When an “Outside Area” isserved by fire companies from two or more different “Home Areas,” the separate populations served byeach company shall be determined.

C. Population

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Municipal populations are determined on the basis of the figures provided by the U. S. Bureau of the Census as published in actual population counts (Decennial Census Population). No other population reference source will be used.

A carrier or volunteer fire company may submit a Volunteer Firemen Exposure Form (VFEF) to the PCRB via the PCRB website to change or confirm areas served by a volunteer fire company.

Experience Rating Plan Expected Loss Factors for Discontinued Classes

When the following temporary staffing classifications were discontinued effective April 1, 2021, the experience forrisks in those classifications could not be reassigned to any new or continuing classifications. For experiencerating purposes, the exposures and losses previously reported for the classifications listed below will continue tobe used in determining experience modification factors. The following expected loss factors will apply:

ClassExpected Loss Factors *
CodeA-1A-2A-3
5200.130.160.18
5210.300.370.39
5220.630.780.83
5230.780.971.04
5241.241.531.64
5252.082.532.75
5263.113.854.13
5273.924.635.00
5285.046.146.67
5299.7911.5612.47
8890.130.160.17
9460.941.161.24
9490.310.380.41

Pennsylvania Employer Assessment Factor

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Code 0938 0.0218

Small Deductible Program Loss Elimination Ratios

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Hazard Group
Deductible LevelABCDEFG
$1,0008.6%7.1%5.2%4.8%3.8%2.9%2.6%
$5,00020.2%17.0%13.2%12.0%10.0%7.7%6.8%
$10,00028.5%24.3%19.5%17.6%15.2%11.7%10.5%
NOTE:Upon approval of the Pennsylvania Insurance Department individual carriers can offer different deductible levels and/or premium credits

Pennsylvania United States Longshore and Harbor Workers Rates Manual Rates and Expected Loss Rates

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Experience Rating PlanHazard
CodeManualMin.Expected Loss Rate Tables *Group
No.RatePrem.A-1A-2A-3A - G
6824F8.4973,0002.8723.4883.831F
6826F6.6832,6672.2592.7433.013E
6843F9.8253,0003.3214.0334.430G
6872F17.5803,0005.9427.2177.927G
7309F27.2183,0009.20011.17312.273G
7313F6.3532,5552.1472.6082.865G
7317F15.9453,0005.3896.5457.190G
7327F17.1153,0005.7857.0267.717G
7366F8.9333,0003.0193.6674.028G
8709F4.8452,0421.6381.9892.185G
8726F2.3931,2090.8090.9821.079E
* Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.

Voluntary Market

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Expense Constant: $395

United States Longshore and Harbor Workers’ Compensation Coverage Percentage applicable only in connection with Rule XII ………………………………………………………………………………………….73.6% (1.736 x Carrier Rate)

United States Longshore and Harbor Workers Premium Discount Table

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Total Workers Compensation Standard PremiumDiscounts Applicable to Pennsylvania Portion Schedule (Y) CarriersDiscounts to Pennsylvania (X) Carriers
First$10,000NoneNone
Next$190,0009.1%5.1%
Next$1,550,00011.3%6.5%
Over$1,750,00012.3%7.5%

Excess Loss (Pure Premium) Factors

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Hazard Group
Per Accident LimitABCDEFG
$10,0000.7150.7570.8050.8240.8480.8830.895
$15,0000.6540.7030.7570.7810.8070.8500.866
$20,0000.6050.6580.7160.7440.7720.8210.840
$25,0000.5630.6200.6800.7120.7420.7960.817
$30,0000.5270.5860.6490.6840.7140.7730.796
$35,0000.4960.5570.6210.6580.6890.7520.777
$40,0000.4680.5300.5950.6340.6660.7320.759
$50,0000.4200.4840.5500.5920.6260.6970.726
$75,0000.3320.3950.4620.5090.5450.6240.659
$100,0000.2700.3310.3960.4460.4830.5670.606
$125,0000.2250.2830.3440.3950.4320.5190.560
$150,0000.1920.2450.3030.3530.3910.4780.521
$175,0000.1660.2150.2690.3180.3550.4420.487
$200,0000.1460.1910.2410.2890.3250.4110.457
$225,0000.1300.1720.2190.2640.2990.3840.430
$250,0000.1170.1560.2000.2430.2770.3600.406
$275,0000.1070.1430.1840.2250.2580.3390.384
$300,0000.0980.1320.1700.2100.2410.3200.365
$325,0000.0910.1230.1590.1960.2260.3030.347
$350,0000.0860.1150.1490.1850.2140.2880.331
$375,0000.0800.1080.1400.1750.2020.2750.317
$400,0000.0760.1030.1330.1660.1920.2630.304
$425,0000.0720.0970.1260.1580.1830.2520.293
$450,0000.0690.0920.1200.1510.1750.2420.282
$475,0000.0660.0890.1140.1440.1680.2330.273
$500,0000.0630.0850.1100.1390.1610.2250.264
$600,0000.0550.0740.0950.1210.1400.1990.235
$700,0000.0490.0660.0850.1080.1260.1800.213
$800,0000.0440.0600.0770.0980.1150.1660.197
$900,0000.0410.0550.0710.0910.1060.1550.185
$1,000,0000.03810.05110.06590.08500.09920.14560.1748
$2,000,0000.02440.03270.04220.05580.06590.10160.1262
$3,000,0000.01920.02550.03280.04400.05260.08320.1063
$4,000,0000.01620.02140.02750.03700.04470.07210.0939
$5,000,0000.01380.01860.02380.03230.03940.06410.0849
$6,000,0000.01160.01650.02110.02860.03510.05770.0778
$7,000,0000.00980.01470.01890.02580.03180.05270.0719
$8,000,0000.00840.01280.01720.02350.02900.04840.0668
$9,000,0000.00710.01110.01580.02150.02670.04480.0622
$10,000,0000.00600.00950.01440.01970.02470.04150.0583

Excess Loss (Pure Premium) Factors for United States Longshore and Harborworkers Act

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Effective April 1, 2009 carriers should use the excess loss pure premium factors table applicable to State Act coverages.

 

Pennsylvania Retrospective Rating Tax Multiplier

Federal Classes, or Non-F where rate is increased by USL&HW Act Percentage                              1.0958