Section III - Codes

A. Codes Common to Premium and Losses

  1. Report Number and Valuation Date

    Code Description
    01 Valued as of the 18th month after the month in which the policy became effective.
    02 Valued 30 months after the policy effective date.
    03 Valued 42 months after the policy effective date.
    04 Valued 54 months after the policy effective date.
    05 Valued 66 months after the policy effective date.
    06 Valued 78 months after the policy effective date.
    07 Valued 90 months after the policy effective date.
    08 Valued 102 months after the policy effective date.
    09 Valued 114 months after the policy effective date.
    10 Valued 126 months after the policy effective date.

     

  2. Correction Type
    The alphabetic code that indicates the type of correction report being submitted. Applicable only to correction reports.

    Code Description
    H Header Record Correction
    E Exposure Record Correction
    L Loss Record Correction
    T Total Record Correction
    M Multiple Record Correction
  3. Exposure State
    The following state code number must be used. Pennsylvania — 37
  4. Policy Type ID Code
    Identifies the type of coverage, plan indicator and non-standard provisions of the policy.  Type of Coverage

    Code Description
    01 Standard Workers Compensation Policy
    05 Large Risk Rated Option / Large Risk Alternative Rating Option
    09 Non-Standard Policy

    Plan Type

    Code Description
    01 Voluntary Policy
    02 Normal Assigned Risk Policy

    Non-Standard Type

    Code Description
    01 Non-Standard Code Does Not Apply
    08 Exclusion of Executive Officers
    09 Voluntary Coverage Not Mandatory by State Act
  5. Deductible Type Codes
    Identifies the type of deductible being reported.

    Losses Subject to Deductible Code

    Code Description
    00 No Deductible
    01 Medical Losses Only
    02 Indemnity Losses Only
    03 Medical & Indemnity Losses


    Basis of Deductible Calculation Code

    Code Description
    00 No Deductible
    01 Per Claim Deductible Amount
    02 Per Accident Deductible Amount
    03 Per Policy Aggregate Limit
    04 Percent of Claim Cost
    05 Percent of Premium
    06 Coinsurance Only Percent with Per Claim Amount Limit
    07 Coinsurance Percent with Per Claim Deductible Amount and Coinsurance Limit
    08 Coinsurance Percent with Per Accident Deductible Amount and Coinsurance Limit
    09 Per Accident Deductible Amount with Per Policy Deductible Aggregate Limit
    10 Per Claim Deductible Amount with Per Policy Deductible Aggregate Limit
    11 Coinsurance Percent with Per Claim Deductible Amount Limit with Per Policy Aggregate Limit
    12 Variable
  6. Policy Conditions
    Report the 1-position indicator or code for each policy condition.

    1. Three Year Fixed Rate Indicator
      “Y” = Policy is a three-year fixed rate policy.
      “N” = Policy is not a three-year fixed rate policy.
    2. Multistate Policy Indicator
      “Y” = Policy is a multistate policy.
      “N” = Policy is not a multistate policy.
    3. Interstate Rated Indicator
      “Y” = Policy is interstate rated.
      “N” = Policy is not interstate rated.
    4. Estimated Audit Code
      “Y” = Exposures expressed on the unit statistical report are estimated.
      “N” = Exposures expressed on the unit statistical report are the result of an audit.
      “U” = Insured has refused or not responded to requests to provide carrier with access to books and records. Audit has been closed as uncooperative. Exposures expressed on unit statistical report are estimated. Notes:

      1. When the Exposure on the 1st report includes Code 9757, report the Estimated Audit Code as “U” in the applicable Policy Conditions, Estimated Audit Code field.
        If subsequent to reporting Statistical Code 9757, and the final policy premium is determined in accordance with the Basic Manual rules, the statistical code and its accompanying charge must be removed. Additionally, the Estimated Audit Code must be changed to “N” and the exposure and premium must reflect the final audit.
      2. If final premium based on audited exposure cannot be reported due to federal, state and/or local emergency orders, laws, or regulations issued due to the COVID-19 (coronavirus) pandemic which impact an employer’s staffing or business operations report the applicable exposure and premium in the class code(s) and the Estimated Audit Code as an “N”, This code is effective March 1, 2020. The expiration date of this rule will be determined at a later date as circumstances warrant in consultation with Pennsylvania regulatory authorities.
    5. Retrospective Rated Indicator
      “Y” = Policy is retrospective rated.
      “N” = Policy is not retrospective rated.
    6. Canceled Mid-Term Indicator
      “Y” = Policy has been canceled mid-term.
      “N” = Policy has not been canceled mid-term.
    7. Managed Care Organization Indicator
      “Y” = Policy has provisions for the administration of losses under an approved managed care organization.
      “N” = Policy does not have provisions for the administration of losses by an approved managed care organization.

B. Exposure Information Codes

  1. Update Type
    Report the 1-position alphabetic code that identifies the activity of an exposure record.

    Code Description
    P Previously Reported
    R Revised
  2. Exposure Coverage
    Report the code indicating the Act (Law) under which the exposure for this record’s class code is associated.

    Code Description
    01 State Act or Federal Act Excluding USL&HW and Federal Mine Safety and Health Act
    02 USL&HW “F” or USL&HW Coverage on non “F” Classes
    03 Federal Mine Safety and Health Act Only
    04 Federal Mine Safety and Health Act and/or the State Act
    10 Voluntary Compensation Coverage
  3. Premium Codes
    1. Premium Subject to Experience Modification
      1. Premium for Increased Limits 
        Limits of Liability
        (000's omitted)
        Codes
        100/100/1,0009803
        100/100/5,0009805
        100/100/10,0009806
        500/500/5009807
        500/500/1,0009808
        500/500/5,0009810
        500/500/10,0009811
        1,000/1,000/1,0009812
        1,000/1,000/5,0009814
        1,000/1,000/10,0009815
        Over 1,000/1,000/10,0009816
        All Other9837
        Note: The increased limits factors applied to non-ratable classification exposures should be reported as not subject to the experience modification
      2. Amount Required to Balance to Increased Limits Minimum Premium Code 9848
      3. Additional Premium from Flat Increase on Outstanding Policies Code 0998 
      4. Premium Credit Resulting from Flat Decrease on Outstanding Policies Code 0994 
      5. Deductible Applied to Manual Premium Before Experience Modification Code 9664
      6. Waiver of Subrogation Code 0930

       

    2. Premium Not Subject to Experience Modification
      1.  Loss Constant Code 0032
      2. Short Rate Penalty Premium Code 0931
      3. Risk Minimum Premium Code 0990
      4. Optional Supplemental Loadings
        1. For Class 447 Code 0066
        2. For Class 445 Code 0067
        3. For Class 513 Code 0176
        4. For Black Lung Experience Code 0164
        5. For Carcinogen Experience Code 0133
        6. For Radiation Experience Code 9985
      5. Mandatory Supplemental Loadings
        1. For Class 615 Code 0152
        2. For Class 810 Code 0162
        3. For Class 4771 Code 0771
        4. For Class 7405 Code 7445
        5. For Class 7413 Code 7453
      6. Workfare Program Employees – Per person week Code 0982
      7. Pennsylvania Construction Credit Premium Adjustment Program (PCCPAP) Code 9046
      8.  Certified Safety Committee Credit Program (CSCCP) Code 9890
      9. Deductible Applied to Manual Premium After Experience Modification Deductible Code 9663
      10. Merit Rating Plan Adjustment Neutral Code 9884
      11. Merit Rating Plan Adjustment – 5% Credit Adjustment Code 9885
      12. Merit Rating Plan Adjustment – 5% Debit Adjustment Code 9886
      13. Schedule Rating Plan Credit Code 9887
      14. Schedule Rating Plan Debit Code 9889
    3. Premium Not Subject to Experience Modification and Not to be Included in Standard Premium.
      1. Premium Discount Code 0063/Code 0064
      2. Expense Constant Code 0900
      3. Waiver of Subrogation – Flat Charge Code 9115
      4. Terrorism Code 9740
      5. Catastrophe (other than Certified Acts of Terrorism) Code 9741
      6. Audit Noncompliance Charge Code 9757

4. Employer Assessment Surcharge Code

a. Employer Assessment Surcharge Code 0938

C. Loss Information Codes

  1. Injury Type
    Code Description
    01 Death
    02 Permanent Total Disability
    05 Temporary Total or Temporary Partial Disability
    06 Medical Only Claims
    07 Contract Medical
    09 Permanent Partial Disability
  2. Claim Status
    Code Description
    0 Open
    1 Closed
  3. Loss Conditions
    Report the 2-digit code for each loss condition.
     Loss Coverage Act

    Code Description
    01 State Act or Federal Act Excluding USL&HW and Federal Mine Safety and Health Act
    02 USL&HW “F” or USL&HW Coverage on non “F” Classes
    03 Federal Mine Safety and Health Act Only
    04 Federal Mine Safety and Health Act and/or the State Act

    Type of Loss

    Code  Description
    01 Trauma
    02 Occupational Disease (OD)
    03 Cumulative Injury other than Disease

    Type of Recovery

    Code Description
    01 No Recovery
    02 Second Injury Only
    03 Subrogation Only (Third Party)
    04 Subrogation with Second Injury

    Type of Claim

    Code Description
    01 Workers’ Compensation Only
    02 Employers’ Liability Only
    03 Workers’ Comp. & Employers’ Liability

    Type of Settlement

    Code  Description
    00 Claim Not Subject to Settlement
    03 Stipulated Award (Carrier/Claimant Settlement)
    04 Findings and Award (Judicial Award)
    05 Dismissal (Non-Compensable)
    06 Compromise Settlement
    09 All Other Settlements
  4. Managed Care Organization Type
    Code Description
    00 The claim is not administrated by an approved managed care organization.
    01 The claim’s medical losses are administrated by an approved managed care organization not specifically listed in codes 02-05 below.
    02 The claim’s medical losses are administrated by a health maintenance organization.
    03 The claim’s medical losses are administrated by a preferred provider organization.
    04 The claim’s medical losses are administrated by an exclusive provider organization.
    05 The claim’s medical losses are administrated by an independent practice association.
  5. Injury Description Code.
    This code is made up of three separate components:

    1. First two positions (XX ) identify the part of body injured.
    2. Middle two positions ( — XX — ) identify the nature of the injury.
    3. Last two positions ( XX) identify the specific cause of injury.
      Refer to page 8 for a list of the Injury Description Codes.
  6. Vocational Rehabilitation Indicator
    Indicator Description
    Y Claim includes Vocational Rehabilitation Costs
    N Claim does not include Vocational Rehabilitation Costs
  7. Lump Sum Indicator
    Report the value that identifies a lump sum agreement for the claim.

    Indicator Description
    Y Claim has been settled by an agreement to a lump sum amount.
    N Claim has not been settled with a lump sum agreement.
  8. Fraudulent Claim Codes
    Code Description
    00 Not Fraudulent
    01 Partial Fraudulent
    02 Fully Fraudulent

Injury Description Coding

Part of Body

CodeNarrative Description
I. Head *
10. Multiple Head InjuryAny combination of below parts
11. Skull*
12. Brain*
13. Ear(s)Includes: hearing, inside eardrum
14. Eye(s)Includes: optic nerves, vision, eye lids
15. NoseIncludes: nasal passage, sinus, sense of smell
16. Teeth*
17. MouthIncludes: lips, tongue, throat, taste
18. Soft Tissue*
19. Facial BonesIncludes: jaw
II. Neck*
20. Multiple Neck Injury Any combination of below parts
21. VertebraeIncludes: spinal column bone, “cervical segment”
22. DiscIncludes: spinal column cartilage, “cervical segment”
23. Spinal CordIncludes: nerve tissue, “cervical segment”
24. LarynxIncludes: cartilage and vocal cords
25. Soft TissueOther than larynx or trachea
26. Trachea*
III. Upper Extremities
30. Multiple Upper ExtremitiesAny combination of below parts, excluding hands and wrists combined
31. Upper ArmHumerus and corresponding muscles, excluding clavicle and scapula
32. ElbowRadial head
33. Lower ArmForearm – radius, ulna and corresponding muscles
34. WristCarpals and corresponding muscles
35. HandMetacarpals and corresponding muscles – excluding wrist or fingers
36. Finger(s)Other than thumb and corresponding muscles
37. Thumb*
38. Shoulder(s)Armpit, rotator cuff, trapezius, clavicle, scapula
39. Wrist (s) & Hand(s)*
IV. Trunk
40. Multiple TrunkAny combination of below parts
41. Upper Back Area(Thoracic Area) Upper back muscles, excluding, vertebrae, disc, spinal cord
42. Lower Back Area(Lumbar Area and Lumbo Sacral) Lower back muscles, excluding sacrum, coccyx, pelvis, vertebrae, disc, spinal cord
43. DiscSpinal column cartilage other than cervical segment
44. ChestIncluding ribs, sternum, soft tissue
45. Sacrum and CoccyxFinal nine vertebrae-fused
46. Pelvis*
47. Spinal CordNerve tissue other than cervical segment
48. Internal OrgansOther than heart and lungs
49. Heart*
60. Lungs*
61. Abdomen Including GroinExcluding injury to internal organs
62. ButtocksSoft tissue
63. Lumbar & or Sacral VertebraeBone portion of the spinal column
V. Lower Extremities*
50. Multiple Lower ExtremitiesAny combination of below parts
51. Hip*
52. Upper LegFemur and corresponding muscles
53. KneePatella
54. Lower LegTibia, fibula and corresponding muscles
55. AnkleTarsals
56. FootMetatarsals, heel, Achilles tendon and corresponding muscles – excluding ankle or toes
57. Toes*
58. Great Toe*
VI. Multiple Body Parts*
64. Artificial ApplianceBraces, etc.
65. Insufficient Info to Properly Identify – UnclassifiedInsufficient information to identify part affected
66. No Physical InjuryMental disorder
90. Multiple Body Parts (Including Body Systems & Body Parts)Applies when more than one body part has been affected, such as an arm and a leg and multiple internal organs.
91. Body Systems and Multiple Body SystemsApplies to the functioning of an entire body system has been affected without specific injury to any other part, as in the case of poisoning, corrosive action, inflammation, affecting internal organs, damage to nerve centers, etc., does not apply when the systemic damage results from an external injury affecting an external part such as a back injury which includes damage to the nerves of the spinal cord.
99. Whole BodyA code referencing the anatomic classification of the injury.

Injury Description Coding

Nature of Injury

CodeNarrative Description
I. Specific Injury*
01. No Physical Injuryi.e., Glasses, contact lenses, artificial appliance, replacement of artificial appliance
02. AmputationCut off extremity, digit, protruding part of body, usually by surgery, i.e. leg, arm
03. Angina PectorisChest pain
04. Burn(Heat) Burns or scald. The effect of contact with hot substances. (Chemical) burns. tissue damage resulting from the corrosive action chemicals, fume, etc., (acids, alkalies)
07. ConcussionBrain, cerebral
10. ContusionBruise - intact skin surface hematoma
13. CrushingTo grind, pound or break into small bits
16. DislocationPinched nerve, slipped/ruptured disc, herniated disc, sciatica, complete tear, HNP subluxation, MD dislocation
19. Electric ShockElectrocution
22. EnucleationRemoval of organ or tumor
25. Foreign Body*
28. FractureBreaking of a bone or cartilage
30. FreezingFrostbite and other effects of exposure to low temperature
31. Hearing Loss or ImpairmentTraumatic only. A separate injury, not the sequelae of another injury
32. Heat ProstrationHeat stroke, sun stroke, heat exhaustion, heat cramps and other effects of environmental heat. Does not include sunburn
34. HerniaThe abnormal protrusion of an organ or part through the containing wall of its cavity
36. InfectionThe invasion of a host by organisms such as bacteria, fungi, viruses, mold, protozoa or insects, with or without manifest disease.
37. InflammationThe reaction of tissue to injury characterized clinically by heat, swelling, redness and pain
38. Adverse reaction to a vaccination or inoculation.*
40. LacerationCut, scratches, abrasions, superficial wounds, calluses. wound by tearing
41. Myocardial InfarctionHeart attack, heart conditions, hypertension. The inadequate blood flow to the muscular tissue of the heart.
42. Poisoning - General (Not OD or Cumulative Injury)A systemic morbid condition resulting from the inhalation, ingestion, or skin absorption of a toxic substance affecting the metabolic system, the nervous system, the circulatory system, the digestive system, the respiratory system, the excretory system, the musculoskeletal system, etc. includes chemical or drug poisoning, metal poisoning, organic diseases, and venomous reptile and insect bites. Does not include effects of radiation, pneumoconiosis, corrosive effects of chemicals; skin surface irritations, septicemia or infected wounds.
43. PunctureA hole made by the piercing of a pointed instrument
46. Rupture*
47. SeveranceTo separate, divide or take off
49. Sprain or TearInternal derangement, a trauma or wrenching of a joint, producing pain and disability depending upon degree of injury to ligaments.
52. Strain or TearInternal derangement, the trauma to the muscle or the musculotendinous unit from violent contraction or excessive forcible stretch.
53. SyncopeSwooning, fainting, passing out, no other injury
54. AsphyxiationStrangulation, drowning
55. VascularCerebrovascular and other conditions of circulatory systems, NOC, exclude heart and hemorrhoids. Includes: strokes, varicose veins - non toxic
58. Vision Loss*
59. All Other Specific Injuries, NOC*
II. Occupational Disease or Cumulative Injury*
60. Dust Disease, NOCAll other pneumoconiosis
61. AsbestosisLung disease, a form of pneumoconiosis, resulting from protracted inhalation of asbestos particles.
62. Black LungThe chronic lung disease or pneumoconiosis found in coal miners
63. ByssinosisPneumoconiosis of cotton, flax and hemp workers
64. SilicosisPneumoconiosis resulting from inhalation of silica (quartz) dust.
65. Respiratory DisordersGases, fumes, chemicals, etc.
66. Poisoning - Chemical, (Other Than Metals)Man made or organic
67. Poisoning - MetalMan made
68. DermatitisRash, skin or tissue inflammation including boils, etc., generally resulting from direct contact with irritants or sensitizing chemicals such as drugs, oils, biologic agents, plants, woods or metals which may be in the form of solids, pastes, liquids or vapors and which may be contacted in the pure state or in compounds or in combination with other materials. do not include skin tissue damage resulting from corrosive action of chemicals, burns from contact with hot substances, effects of exposure to radiation, effects of exposure to

low temperatures or inflammation or irritation resulting from friction or impact
69. Mental DisorderA clinically significant behavioral or psychological syndrome or pattern typically associated with either a distressing symptom or impairment of function. i.e., acute anxiety, neurosis, stress, non-toxic depression
70. RadiationAll forms of damage to tissue, bones or body fluids produced by exposure to radiation
71. All Other Occupational Disease Injury, NOC*
72. Loss of Hearing*
73. Contagious Disease*
74. Cancer*
75. AIDS*
76. VDT - Related DiseasesVideo display terminal diseases other than carpal tunnel syndrome
77. Mental Stress*
78. Carpal Tunnel SyndromeSoreness, tenderness and weakness of the muscles of the thumb caused by pressure on the median nerve at
79. Hepatitis C
80. All Other Cumulative Injury, NOCthe point at which it goes through the carpal tunnel of the wrist
83. COVID-19Coronavirus disease 2019 (COVID-19) is a respiratory disease caused by a coronavirus.
III. Multiple Injuries*
90. Multiple Physical Injuries Only*
91. Multiple Injuries Including Both Physical and Psychological*

Injury Description Coding

Cause of Injury 

CodeNarrative Description
I. Burn or Scald – Heat or Cold*
01. ChemicalsIncludes hydrochloric acid, sulfuric acid, battery acid, methanol, antifreeze.
02. Hot Objects or Substances*
03. Temperature ExtremesNon-impact injuries resulting in a burn due to hot or cold temperature extremes. Includes freezing or frostbite.
04. Fire or Flame*
05. Steam or Hot Fluids*
06. Dust, Gases, Fumes or VaporsIncludes inhalation of carbon dioxide, carbon monoxide, propane, methane, silica (quartz), asbestos dust and smoke.
07. Welding OperationIncludes welder's flash (burns to skin or eyes as a result of exposure to intense light from welding.)
08. RadiationIncludes effects of ionizing radiation found in X-rays, microwaves, nuclear reactor waste, and radiating substances and equipment. Includes non-ionizing
radiation such as sunburn.
09. Contact With, NOCNot otherwise classified in any other code. Includes cleaning agents and fertilizers.
11. Cold Objects or Substances*
14. Abnormal Air Pressure*
84. Electrical CurrentIncludes electric shock, electrocution and lightning.
II. Caught In, Under or Between*
10. Machine or MachineryRunning or meshing objects, a moving and a stationary object, two or more moving objects
12. Object HandledIncludes medical hospital bed & parts, wheelchair, clothespin vise.
13. Caught In, Under or Between, NOCNot otherwise classified in any other code.
20. Collapsing Materials (Slides of Earth)Either man made or natural.
III. Cut, Puncture, Scrape Injured By*
15. Broken Glass*
16. Hand Tool, Utensil; Not PoweredIncludes needle, pencil, knife, hammer, saw, axe, screwdriver.
17. Object Being Lifted or HandledIncludes being cut, punctured or scraped by a person or object being lifted or handled.
18. Powered Hand Tool, ApplianceIncludes drill, grinder, sander, iron, blender, welding tools, nail gun.
19. Cut, Puncture, Scrape, NOCNot otherwise classified in any other code. Includes power actuated tools.
IV. Fall, Slip or Trip Injury*
25. From Different Level (Elevation)Includes collapsing chairs, falling from piled materials, off wall, catwalk, bridge.
26. From Ladder or Scaffolding*
27. From Liquid or Grease Spills*
28. Into OpeningsIncludes mining shafts, excavations, floor openings, elevator shafts.
29. On Same Level*
30. Slip, or Trip, Did Not FallSlip or trip and did not come in contact with the floor or ground.
31. Fall, Slip or Trip, NOCNot otherwise classified in any other code. Includes tripping over object, slipping on organic material, slip but fall not specified.
32. On Ice or Snow*
33. On Stairs*
V. Motor Vehicle*
40. Crash of Water Vehicle*
41. Crash of Rail Vehicle*
45. Collision or Sideswipe With Another VehicleVehicle collision, both vehicles in motion.
46. Collision with a Fixed ObjectCollision occurring with standing vehicle or stationary object.
47. Crash of Airplane*
48. Vehicle UpsetIncludes overturned or jackknifed.
50. Motor Vehicle, NOCNot otherwise classified in any other code. Includes injuries due to sudden stop or start, being thrown against interior parts of the vehicle and vehicle contents being thrown against occupants.
VI. Strain or Injury By*
52. Continual NoiseInjury to ears or hearing due to the cumulative effects of constant or repetitive noise.
53. TwistingFree bodily motion that imposes stress or strain on some part of body. Includes assumption of unnatural position, involuntary motions induced by sudden noise, fright or loss of balance.
54. Jumping or Leaping*
55. Holding or CarryingApplies to objects or people. Includes restraining a person.
56. LiftingIncludes objects or people.
57. Pushing or PullingIncludes objects or people.
58. Reaching*
59. Using Tool or Machinery*
60. Strain or Injury By, NOCNot otherwise classified in any other code.
61. Wielding or ThrowingPhysical effort or overexertion from attempts to resist a force applied by an object being handled.
97. Repetitive MotionCumulative injury or condition caused by continual, repeated motions; strain by excessive use. Includes Carpal Tunnel Syndrome.
VII. Striking Against or Stepping OnNOTE: Applies to cases in which the injury was produced by the impact created by the person, rather than by the source.
65. Moving Part of Machine*
66. Object Being Lifted or Handled*
67. Sanding, Scraping, Cleaning OperationInclude scratches or abrasions caused by sanding, scraping, cleaning operations.
68. Stationary Object*
69. Stepping on Sharp Object*
70. Striking Against or Stepping On, NOCNot otherwise classified in any other code.
VIII. Struck or Injured ByNOTE: Applies to cases in which the injury was produced by the impact created by the source of injury, rather than by the injured person.
74. Fellow Worker, Patient or Other Person
75. Falling or Flying Object*
76. Hand Tool or Machine in Use*
77. Motor VehicleApplies when a person is struck by a motor vehicle, including rail vehicles, water vehicles, airplanes.
78. Moving Parts of Machine*
79. Object Being Lifted or HandledIncludes dropping object on body part.
80. Object Handled By OthersIncludes another person dropping object on injured person's body part.
81. Struck or Injured, NOCNot otherwise classified in any other code. Includes kicked, stabbed, bitten.
85. Animal or InsectIncludes bite, sting or allergic reaction.
86. Explosion or Flare BackRapid expansion, outbreak, bursting, or upheaval. Includes explosion of cars, bottles, aerosol cans, or buildings. "Flare back" involves superheated air and combustible gases at temperatures just below the ignition temperature.
IX. Rubbed or Abraded ByNot otherwise classified in any other code. Includes foreign body in ears.
94. Repetitive MotionCaused by repeated rubbing or abrading; applies to non-impact cases in which the injury was produced by pressure, vibration or friction between the person and the source of injury. Includes callous, blister.
95. Rubbed or Abraded, NOCNot otherwise classified in any other code. Includes foreign body in ears.
X. Miscellaneous Causes*
82. Absorption, Ingestion or Inhalation, NOCNot otherwise classified in any other code. Applies only to non-impact cases in which the injury resulted from inhalation, absorption (skin contact), or ingestion of harmful substances or vaccinations.
83. PandemicIncludes disease epidemic that has spread across a large region.
87. Foreign Matter (Body) in Eye(s)Injury to eyes resulting from foreign matter that is not otherwise classified in any other code.
88. Natural DisastersInjury resulting from natural disaster. Includes hurricane, earthquake, tornado, flood, forest fire.
89. Person in Act of a CrimeSpecific injury, other than gunshot, caused as a result of contact between injured person and another person in the act of committing a crime. Includes robbery or criminal assault.
90. Other Than Physical Cause of InjuryStress, shock, or psychological trauma that develops in relation to a specific incident or cumulative exposure to conditions.
91. MoldIncludes mildew.
93. GunshotInjury is caused by the discharge of a firearm. Includes instances where injury arises from being struck by the fired projectile, burned by muzzle blast or deafened by report of gunshot.
96. TerrorismAn act that causes injury to human life, committed by one or more individuals as part of an effort to coerce a population group(s) or to influence the policy or affect the conduct of any government(s) by coercion.
98. Cumulative, NOCCumulative, not otherwise classified in any other code. Involves cases in which the cause of injury occurred over a period of time, any condition increasing in severity over time.
99. Other - Miscellaneous, NOCNot otherwise classified in any other code.

 

* Intentionally left blank.

SCHEDULED INDEMNITY – MAXIMUM WEEKS 

CODEBODY MEMBER CODEWEEKS+ HEALING WEEKS
35Hand33520
33Forearm37020
31Arm41020
56Foot25025
54Lower leg35025
52Leg41025
14Eye27510
13Hearing (one ear)6010
13Hearing (both ears)26010
37Thumb10010
36First finger506
36Second finger406
36Third finger306
36Fourth finger286
37One-half of thumb5010
36One-half of first finger256
36One-half of second finger206
36One-half of third finger156
36One-half of fourth finger146
36Two or more membersaggregatelarger
57Great toe4012
57Other than great toe166
57One-half of great toe2012
57One-half other than great toe86
57Two or more membersaggregatelarger
18Facial disfigurement275-----