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Pennsylvania Compensation Rating Bureau Pennsylvania Compensation Rating Bureau
  • About Us

    About Us

    Learn who we are, what we do, and why our work matters to Pennsylvania’s workers’ compensation system. This page provides an overview of our mission, role, and commitment to delivering trusted data, objective analysis, and essential services that support a fair and stable marketplace.
    About Us
    • Leadership
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      Leadership

      Meet the executive team responsible for guiding our organization’s strategy, governance, and service to the system. This page highlights the experience, expertise, and accountability behind the decisions that shape our work on behalf of members and stakeholders.

    • Membership
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      Membership

      Understand who our members are, what membership means, and how we support insurers operating in Pennsylvania. This page outlines eligibility, responsibilities, and how PCRB helps members meet regulatory requirements and make informed business decisions.

    • Careers
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      Careers

      Explore opportunities to build a meaningful career in our mission-driven organization. This page provides insight into our culture, values, and benefits, and highlights how our people contribute to data-driven insights, member service, and continuous improvement across the workers’ compensation system.

    • Contact
      Inside the Ownership ERM-14 Form

      Contact

      Get in touch with PCRB for general inquiries, support, or guidance related to Pennsylvania workers’ compensation services and resources.

    mainover

    Leadership

    Meet the executive team responsible for guiding our organization’s strategy, governance, and service to the system. This page highlights the experience, expertise, and accountability behind the decisions that shape our work on behalf of members and stakeholders.

    Trust

    Membership

    Understand who our members are, what membership means, and how we support insurers operating in Pennsylvania. This page outlines eligibility, responsibilities, and how PCRB helps members meet regulatory requirements and make informed business decisions.

    building-skyline

    Careers

    Explore opportunities to build a meaningful career in our mission-driven organization. This page provides insight into our culture, values, and benefits, and highlights how our people contribute to data-driven insights, member service, and continuous improvement across the workers’ compensation system.

    Inside the Ownership ERM-14 Form

    Contact

    Get in touch with PCRB for general inquiries, support, or guidance related to Pennsylvania workers’ compensation services and resources.

  • Products

    Products

    PCRB strengthens Pennsylvania’s workers’ compensation system by delivering trusted data, actuarial expertise, and solutions that support equitable pricing and informed decision-making.
    Products
    • Classification

      Classification

      PCRB’s Classification System groups businesses based on the nature of their operations to ensure fair, accurate pricing.

    • Rating Plans
      Rating Plans Hero

      Rating Plans

      PCRB publishes actuarially sound rating values that serve as the foundation for equitable workers’ compensation premiums.

    • Experience Modifications
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      Experience Modifications

      Access Pennsylvania experience rating modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

    • Carrier Pricing Benchmark
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      Carrier Pricing Benchmark

      Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

    • WorkComp360 
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      WorkComp360

      Explore interactive analytics and dashboards for actionable insights into Pennsylvania and Delaware workers’ compensation markets.

    Classification

    PCRB’s Classification System groups businesses based on the nature of their operations to ensure fair, accurate pricing.

    Rating Plans Hero

    Rating Plans

    PCRB publishes actuarially sound rating values that serve as the foundation for equitable workers’ compensation premiums.

    Experience Modifications Hero

    Experience Modifications

    Access Pennsylvania experience rating modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

    AdobeStock_552495850

    Carrier Pricing Benchmark

    Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

    data-rep (1)

    WorkComp360

    Explore interactive analytics and dashboards for actionable insights into Pennsylvania and Delaware workers’ compensation markets.

  • Member Services

    Member Services

    Explore applications, data platforms, and system resources supporting membership management, classification and rating, data reporting, compliance oversight, quality assurance, and advanced analytics across Pennsylvania and Delaware’s workers’ compensation markets.
    Member Services
    • Membership & Account Management
      Membership
      Member Connect
      Invoice Online
    • Classification & Rating
      Classification
      Rating Values
      Loss Cost Multiplier Filing Forms
    • Data Reporting & Market Submissions
      Data Reporting
      Premium Call
    • Compliance & Quality Assurance
      Test Audit Program
      Forms
    • Data Analytics
      WorkComp360 
    MembershipMember ConnectInvoice Online
    ClassificationRating ValuesLoss Cost Multiplier Filing Forms
    Data ReportingPremium Call
    Test Audit ProgramForms
    WorkComp360 
  • Research & Education

    Research & Education

    PCRB’s Research & Education resources provide trusted analysis, practical tools, and expert insight to help members navigate an evolving workers’ compensation landscape with confidence.
    Research & Education
    • Sites of Interest
      data-reporting-1

      Sites of Interest

      Access key workers’ compensation organizations, stakeholders, and external resources in one place.

    • Educational Videos
      data-reporting-2

      Educational Videos

      From PCRB specialists on data reporting and rating processes.

    • Industry Reports
      data-rep3

      Industry Reports

      Review PCRB research and analysis providing objective insight into trends, system performance, and emerging issues.

    data-reporting-1

    Sites of Interest

    Access key workers’ compensation organizations, stakeholders, and external resources in one place.

    data-reporting-2

    Educational Videos

    From PCRB specialists on data reporting and rating processes.

    data-rep3

    Industry Reports

    Review PCRB research and analysis providing objective insight into trends, system performance, and emerging issues.

  • Tools

    Tools

    Access PCRB tools and applications designed to support reporting, analysis, and day-to-day member workflows.
    Find Out More
    • Data & Analytics
      WorkComp360 
      Data Pro+ (via WorkComp360)
      Workers’ Compensation DataPro
    • Data Reporting
      Financial Data Manager
      Indemnity Data Manager
      Medical Data Manager
      Policy Data Manager
      Test Audit Online
      Unit Data Manager
    • Member Services
      Member Connect
      Invoice Online
    • Underwriting
      Experience Modifications
      Experience Modification Calculator
      Carrier Pricing Benchmark
      Rating and Underwriting Reference
      WC Rating Notification
    WorkComp360 Data Pro+ (via WorkComp360)Workers’ Compensation DataPro
    Financial Data ManagerIndemnity Data ManagerMedical Data ManagerPolicy Data ManagerTest Audit OnlineUnit Data Manager
    Member ConnectInvoice Online
    Experience ModificationsExperience Modification CalculatorCarrier Pricing BenchmarkRating and Underwriting ReferenceWC Rating Notification
  • News

    News

    Stay informed with the latest announcements, updates, and developments from the Pennsylvania Compensation Rating Bureau.
    Find Out More
    • Circulars
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      Circulars

      View official circulars communicating policy changes, procedural updates, and important information for members.

    • Info Bulletins
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      Info Bulletins

      Access official bulletins covering actuarial guidance, rule updates, and important industry notices.

    • Events
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      Events

      Learn about upcoming PCRB meetings, webinars, and events relevant to members and industry participants.

    • Filings
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      Filings

      Access recent filing notices, proposals, and related materials issued by the Pennsylvania Compensation Rating Bureau.

    • Test Audit Bulletins
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      Test Audit Bulletins

      Access bulletins providing guidance and updates related to PCRB test audit procedures and requirements.

    • General News
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      General News

      Announcements and updates related to PCRB activities, initiatives, and organizational news.

    image (14)

    Circulars

    View official circulars communicating policy changes, procedural updates, and important information for members.

    image (8)

    Info Bulletins

    Access official bulletins covering actuarial guidance, rule updates, and important industry notices.

    image (8) (1)

    Events

    Learn about upcoming PCRB meetings, webinars, and events relevant to members and industry participants.

    image (7)

    Filings

    Access recent filing notices, proposals, and related materials issued by the Pennsylvania Compensation Rating Bureau.

    numbers-in-presentation

    Test Audit Bulletins

    Access bulletins providing guidance and updates related to PCRB test audit procedures and requirements.

    carr

    General News

    Announcements and updates related to PCRB activities, initiatives, and organizational news.

Pennsylvania Compensation Rating Bureau Pennsylvania Compensation Rating Bureau
  • About Us

    About Us

    Learn who we are, what we do, and why our work matters to Pennsylvania’s workers’ compensation system. This page provides an overview of our mission, role, and commitment to delivering trusted data, objective analysis, and essential services that support a fair and stable marketplace.
    About Us
    • Leadership
      mainover

      Leadership

      Meet the executive team responsible for guiding our organization’s strategy, governance, and service to the system. This page highlights the experience, expertise, and accountability behind the decisions that shape our work on behalf of members and stakeholders.

    • Membership
      Trust

      Membership

      Understand who our members are, what membership means, and how we support insurers operating in Pennsylvania. This page outlines eligibility, responsibilities, and how PCRB helps members meet regulatory requirements and make informed business decisions.

    • Careers
      building-skyline

      Careers

      Explore opportunities to build a meaningful career in our mission-driven organization. This page provides insight into our culture, values, and benefits, and highlights how our people contribute to data-driven insights, member service, and continuous improvement across the workers’ compensation system.

    • Contact
      Inside the Ownership ERM-14 Form

      Contact

      Get in touch with PCRB for general inquiries, support, or guidance related to Pennsylvania workers’ compensation services and resources.

    mainover

    Leadership

    Meet the executive team responsible for guiding our organization’s strategy, governance, and service to the system. This page highlights the experience, expertise, and accountability behind the decisions that shape our work on behalf of members and stakeholders.

    Trust

    Membership

    Understand who our members are, what membership means, and how we support insurers operating in Pennsylvania. This page outlines eligibility, responsibilities, and how PCRB helps members meet regulatory requirements and make informed business decisions.

    building-skyline

    Careers

    Explore opportunities to build a meaningful career in our mission-driven organization. This page provides insight into our culture, values, and benefits, and highlights how our people contribute to data-driven insights, member service, and continuous improvement across the workers’ compensation system.

    Inside the Ownership ERM-14 Form

    Contact

    Get in touch with PCRB for general inquiries, support, or guidance related to Pennsylvania workers’ compensation services and resources.

  • Products

    Products

    PCRB strengthens Pennsylvania’s workers’ compensation system by delivering trusted data, actuarial expertise, and solutions that support equitable pricing and informed decision-making.
    Products
    • Classification

      Classification

      PCRB’s Classification System groups businesses based on the nature of their operations to ensure fair, accurate pricing.

    • Rating Plans
      Rating Plans Hero

      Rating Plans

      PCRB publishes actuarially sound rating values that serve as the foundation for equitable workers’ compensation premiums.

    • Experience Modifications
      Experience Modifications Hero

      Experience Modifications

      Access Pennsylvania experience rating modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

    • Carrier Pricing Benchmark
      AdobeStock_552495850

      Carrier Pricing Benchmark

      Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

    • WorkComp360 
      data-rep (1)

      WorkComp360

      Explore interactive analytics and dashboards for actionable insights into Pennsylvania and Delaware workers’ compensation markets.

    Classification

    PCRB’s Classification System groups businesses based on the nature of their operations to ensure fair, accurate pricing.

    Rating Plans Hero

    Rating Plans

    PCRB publishes actuarially sound rating values that serve as the foundation for equitable workers’ compensation premiums.

    Experience Modifications Hero

    Experience Modifications

    Access Pennsylvania experience rating modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

    AdobeStock_552495850

    Carrier Pricing Benchmark

    Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

    data-rep (1)

    WorkComp360

    Explore interactive analytics and dashboards for actionable insights into Pennsylvania and Delaware workers’ compensation markets.

  • Member Services

    Member Services

    Explore applications, data platforms, and system resources supporting membership management, classification and rating, data reporting, compliance oversight, quality assurance, and advanced analytics across Pennsylvania and Delaware’s workers’ compensation markets.
    Member Services
    • Membership & Account Management
      Membership
      Member Connect
      Invoice Online
    • Classification & Rating
      Classification
      Rating Values
      Loss Cost Multiplier Filing Forms
    • Data Reporting & Market Submissions
      Data Reporting
      Premium Call
    • Compliance & Quality Assurance
      Test Audit Program
      Forms
    • Data Analytics
      WorkComp360 
    MembershipMember ConnectInvoice Online
    ClassificationRating ValuesLoss Cost Multiplier Filing Forms
    Data ReportingPremium Call
    Test Audit ProgramForms
    WorkComp360 
  • Research & Education

    Research & Education

    PCRB’s Research & Education resources provide trusted analysis, practical tools, and expert insight to help members navigate an evolving workers’ compensation landscape with confidence.
    Research & Education
    • Sites of Interest
      data-reporting-1

      Sites of Interest

      Access key workers’ compensation organizations, stakeholders, and external resources in one place.

    • Educational Videos
      data-reporting-2

      Educational Videos

      From PCRB specialists on data reporting and rating processes.

    • Industry Reports
      data-rep3

      Industry Reports

      Review PCRB research and analysis providing objective insight into trends, system performance, and emerging issues.

    data-reporting-1

    Sites of Interest

    Access key workers’ compensation organizations, stakeholders, and external resources in one place.

    data-reporting-2

    Educational Videos

    From PCRB specialists on data reporting and rating processes.

    data-rep3

    Industry Reports

    Review PCRB research and analysis providing objective insight into trends, system performance, and emerging issues.

  • Tools

    Tools

    Access PCRB tools and applications designed to support reporting, analysis, and day-to-day member workflows.
    Find Out More
    • Data & Analytics
      WorkComp360 
      Data Pro+ (via WorkComp360)
      Workers’ Compensation DataPro
    • Data Reporting
      Financial Data Manager
      Indemnity Data Manager
      Medical Data Manager
      Policy Data Manager
      Test Audit Online
      Unit Data Manager
    • Member Services
      Member Connect
      Invoice Online
    • Underwriting
      Experience Modifications
      Experience Modification Calculator
      Carrier Pricing Benchmark
      Rating and Underwriting Reference
      WC Rating Notification
    WorkComp360 Data Pro+ (via WorkComp360)Workers’ Compensation DataPro
    Financial Data ManagerIndemnity Data ManagerMedical Data ManagerPolicy Data ManagerTest Audit OnlineUnit Data Manager
    Member ConnectInvoice Online
    Experience ModificationsExperience Modification CalculatorCarrier Pricing BenchmarkRating and Underwriting ReferenceWC Rating Notification
  • News

    News

    Stay informed with the latest announcements, updates, and developments from the Pennsylvania Compensation Rating Bureau.
    Find Out More
    • Circulars
      image (14)

      Circulars

      View official circulars communicating policy changes, procedural updates, and important information for members.

    • Info Bulletins
      image (8)

      Info Bulletins

      Access official bulletins covering actuarial guidance, rule updates, and important industry notices.

    • Events
      image (8) (1)

      Events

      Learn about upcoming PCRB meetings, webinars, and events relevant to members and industry participants.

    • Filings
      image (7)

      Filings

      Access recent filing notices, proposals, and related materials issued by the Pennsylvania Compensation Rating Bureau.

    • Test Audit Bulletins
      numbers-in-presentation

      Test Audit Bulletins

      Access bulletins providing guidance and updates related to PCRB test audit procedures and requirements.

    • General News
      carr

      General News

      Announcements and updates related to PCRB activities, initiatives, and organizational news.

    image (14)

    Circulars

    View official circulars communicating policy changes, procedural updates, and important information for members.

    image (8)

    Info Bulletins

    Access official bulletins covering actuarial guidance, rule updates, and important industry notices.

    image (8) (1)

    Events

    Learn about upcoming PCRB meetings, webinars, and events relevant to members and industry participants.

    image (7)

    Filings

    Access recent filing notices, proposals, and related materials issued by the Pennsylvania Compensation Rating Bureau.

    numbers-in-presentation

    Test Audit Bulletins

    Access bulletins providing guidance and updates related to PCRB test audit procedures and requirements.

    carr

    General News

    Announcements and updates related to PCRB activities, initiatives, and organizational news.

  • Forms
  • Circulars
  • Filings
  • Manuals
  • Application Manager
  • DCRB
  • Digital Library Overview
  • Indemnity Data Call Manual
    • Table of Contents
    • Introduction
    • Section I - General Rules
    • Section II - Indemnity Data Call Structure
    • Section III - Record Layouts
    • Section IV - Data Dictionary
    • Section V – Reporting Rules
    • Section VI – Editing and Other Validation Procedures
    • Section VII - Appendix
  • Medical Data Call Manual
    • Table of Contents
    • Disclaimers
    • Introduction
    • Section I – General Rules
    • Section II - Medical Data Call Structure
    • Section III - Record Layouts
    • Section IV - Data Dictionary
    • Section V - Reporting Rules
    • Section VI - Editing and Other Validation Procedures
    • Section VII - Glossary
    • Section VIII - Appendix
  • Statistical Plan Manual
    • Table of Contents
    • Introduction
    • Section I - General Rules/Definitions
    • Section II - Reporting Requirements
    • Section III - Codes
    • Section IV - Tables
    • Section V - Glossary
    • Section VI - Electronic Submission
    • Section VII - Premium Algorithm
  • Basic Manual
    • Table of Contents
    • Preface
    • PCRB Membership List
    • Section 1 - Underwriting Rules
      • Rule I – GENERAL
      • RULE II – EXPLANATION OF COVERAGES AND METHODS OF INSURING
      • RULE III – POLICY PREPARATION – INSURED, POLICY PERIOD AND STATE OF OPERATIONS
      • RULE IV – CLASSIFICATIONS
      • RULE V - PREMIUM BASIS
      • RULE VI – RATING VALUES AND PREMIUM DETERMINATION
      • RULE VII – PREMIUM DISCOUNT
      • RULE VIII – LIMITS OF LIABILITY
      • RULE IX – SPECIAL CONDITIONS OR OPERATIONS AFFECTING COVERAGE
      • RULE X - CANCELLATION
      • RULE XI – THREE YEAR FIXED RATE POLICY OPTION
      • RULE XII – U.S LONGSHORE AND HARBOR WORKERS’ COMPENSATION ACT
      • RULE XIII – THE ADMIRALITY LAW AND THE FEDERAL EMPLOYERS LIABILITY ACT
      • RULE XIV – DOMESTIC WORKERS - RESIDENCIES
      • RULE XV – FINAL EARNED PREMIUM DETERMINATION
      • RULE XVI – APPEALS FROM APPLICATION OF THE RATING SYSTEM PROCEDURE
      • RULE XVII – MEMBER CARRIER DISPUTES (DISPUTE RESOLUTION CONFERENCE)
      • RULE XVIII – PROFESSIONAL EMPLOYER ORGANIZATIONS, PROFESSIONAL EMPLOYER AGREEMENTSAND PROFESSIONAL EMPLOYER SERVICES
    • Section 2 – Classifications and PCRB Rating Values
      • PCRB Rating Values
      • Definitions
      • Classifications
      • General Auditing and Classification Information
    • Section 3 - Endorsements
    • Section 4 - Retrospective Rating Plan
    • Section 5 - Experience Rating Plan
      • SECTION I – INSTRUCTIONS
      • SECTION II - DEFINITIONS
      • SECTION III – GENERAL PROVISIONS
      • SECTION IV APPLICATION OF EXPERIENCE MODIFICATION
      • SECTION V TABULATION OF EXPERIENCE
      • SECTION VI RATING PROCEDURE
      • SECTION VII SCHEDULE RATING PLAN
      • Table B
    • Section 6 - Merit Rating Plan
      • SECTION I – INSTRUCTIONS
      • SECTION II – DEFINITIONS
      • SECTION III – GENERAL PROVISIONS
      • SECTION IV APPLICATION OF MERIT RATING PLAN ADJUSTMENT
      • SECTION V TABULATION OF EXPERIENCE
      • SECTION VI MERIT RATING PLAN PROCEDURE
  • Manuals Archive
    • Table of Contents
    • Indemnity Data Call
    • Medical Data Call
    • Statistical Plan
    • Basic Manual

Statistical Plan Manual - Table of Contents

  • Introduction
    • Introduction
  • Section I - General Rules/Definitions
    • A. Scope of Report
    • B. Recording of Statistics
    • C. Fine System for Statistical Reporting
    • D. Multiple Year Policies
    • E. Uncollectible Premiums and Corresponding Losses
    • F. Radiation Exposure - Other Than Government Agency Atomic Energy Projects
    • G. Reinsurance
    • H. Excess Insurance
    • I. Experience Under the National Defense Projects Rating Plan
    • J. Coal Mine Risks
    • K. Admiralty and Federal Employers Liability
    • L. Loss Rules
    • M. Special Reportings
    • N. General Rules and Definitions
  • Section II - Reporting Requirements
    • A. Rules Common to Premiums and Losses
    • B. Exposure Information
    • C. Loss Information
    • D. Loss Totals
  • Section III - Codes
    • A. Codes Common to Premium and Losses
    • B. Exposure Information Codes
    • C. Loss Information Codes
  • Section IV - Tables
    • Tables
  • Section V - Glossary
    • Glossary
  • Section VI - Electronic Submission
    • Electronic Submission
  • Section VII - Premium Algorithm
    • Premium Algorithm
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