Rating Values
PCRB Rating Values
Rating values are used by underwriters, actuaries, and IT professionals to price policies, apply loss costs and rates, and load rating information into internal systems. This page provides direct access to the current and historical rating values filed by the PCRB, including loss costs, miscellaneous rating values, and Experience Rating Table B.
To help you quickly find what you need:
- If you’re here for loss costs and rates: see the Loss Costs section.
- If you need miscellaneous values such as executive officer minimums/maximums, assessment percentages, statewide average weekly wage, or other values included in the Manual: see Quick Reference and Other Miscellaneous Values.
- If you need Experience Rating factors: see Experience Rating – Table B.
PCRB Rating Values – Loss Costs
Loss costs represent the PCRB’s approved estimates of future claim costs and are used as the foundation for pricing workers’ compensation insurance in Pennsylvania. Select an effective date below to view and download the corresponding loss cost filings.
Expand a section to view the associated rating values files for that year.
Decision and Related Documents
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2026 as announced in:
A separate filing for rating values applicable to federal (USL&HW) classifications was approved effective April 1, 2026 and announced in:
Loss Costs and Manual Rates
- 4/1/26 Loss Costs and Manual Rates
WCRATE Format
(Revised 2/11/26 to include class 0133, unintentionally removed)
- 4/1/26 Loss Costs and Manual Rates
EXCEL Format
(Revised 2/11/26 to include class 0133, unintentionally removed)
- 4/1/26 Other Rating Values
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2025 as announced in:
A separate filing for rating values applicable to federal (USL&HW) classifications was approved effective April 1, 2025 and announced in:
Loss Costs and Manual Rates
- 4/1/25 Loss Costs and Manual Rates
WCRATE Format - 4/1/25 Loss Costs and Manual Rates
EXCEL Format - 4/1/25 Other Rating Values
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2024 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2023 remain unchanged.
A new Experience Rating Plan was created for policies with effective dates of April 1, 2024 and later.
Loss Costs and Manual Rates
- 4/1/24 Loss Costs and Manual Rates
WCRATE Format - 4/1/24 Loss Costs and Manual Rates
EXCEL Format - 4/1/24 Other Rating Values
EXCEL Format
Decision and Related Documents
A new class code, Code 822, Telecommuting Clerical Employees, was created for policies with effective dates of April 1, 2023 and later.
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2023 as announced in:
A separate filing for rating values applicable to federal (USL&HW) classifications was approved effective April 1, 2023 and announced in
Loss Costs and Manual Rates
- 4/1/23 Loss Costs and Manual Rates
WCRATE Format - 4/1/23 Loss Costs and Manual Rates
EXCEL Format - 4/1/23 Other Rating Values
EXCEL Format
Decision and Related Documents
Two new codes, Code 989, Volunteer Fire Company – Support Staff; and Code 906, Volunteer Ambulance Corps – Support Staff, were created in response to Act 108 of 2020, for policies with effective dates of April 1, 2022 and later.
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2022 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2021 remain unchanged.
Loss Costs and Manual Rates
- 4/1/22 Loss Costs and Manual Rates
WCRATE Format - 4/1/22 Loss Costs and Manual Rates
EXCEL Format - 4/1/22 Other Rating Values
EXCEL Format
Decision and Related Documents
For policies with effective dates of April 1, 2021 and later, Code 888, Homeowners Association, is discontinued and the operations formerly contemplated by Code 888 are reassigned from Code 888 to Code 880, Apartment House or Condominium Complex Operation.
These schedules of loss costs, rates and related rating values reflect filings for state act coverages effective April 1, 2021 as announced in:
And for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 4/1/21 Loss Costs and Manual Rates
WCRATE Format
(Revised 2/10/21 to update for federal classifications) - 4/1/21 Loss Costs and Manual Rates
EXCEL Format
(Revised 2/10/21 to update for federal classifications) - 4/1/21 Other Rating Values
EXCEL Format
(Revised 2/10/21 to update for federal classifications)
Decision and Related Documents
For policies with effective dates of April 1, 2020 and later, the scope of Code 676, Sheet Metal Installation, is revised so that an employer engaged in both the shop fabrication and installation of sheet metal products may separately rate payroll developed in the shop fabrication work to Code 454, Sheet Metal Products Fabrication, N.O.C., Shop Only. Prior to this revision, Code 676 applied to both the shop fabrication and the installation payroll developed by an employer engaged in both the shop fabrication and installation of sheet metal products.
Also, for policies with effective dates of April 1, 2020 and later, Code 894, Alternative School, is discontinued, and the operations formerly contemplated by Code 894 are reassigned from Code 894 to Code 965, College or School, N.O.C.
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2020 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2018 remain unchanged.
Loss Costs and Manual Rates
- 4/1/20 Loss Costs and Manual Rates
WCRATE Format
(Revised 2/24/20 to remove class 894) - 4/1/20 Loss Costs and Manual Rates
EXCEL Format
(Revised 2/24/20 to remove class 894) - 4/1/20 Other Rating Values
EXCEL Format
Decision and Related Documents
For policies with effective dates of April 1, 2019 and later, the scope of Code 810, Coal Trucking, is revised to include the hauling of both prepared coal and unprepared coal (previously, the contract hauling of prepared coal was classified to Code 811, Trucking, N.O.C.).
These schedules of loss costs and related rating values reflect a filing for state act coverages effective April 1, 2019 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2018 remain unchanged.
Loss Costs and Manual Rates
- 4/1/19 Loss Costs and Manual Rates
WCRATE Format
(Revised 08/07/19 to update class 0615) - 4/1/19 Loss Costs and Manual Rates
EXCEL Format - 4/1/19 Other Rating Values
EXCEL Format
Decision and Related Documents
This schedule contains revised loss costs for Code 994, Firefighter – Volunteer Fire Company. Further information regarding these loss costs can be found in:
No other rating values were revised in that filing.
The 2/1/19 Loss Costs and Manual Rates files in WCRATE and EXCEL Format are identical to the 1/1/19 Loss Costs and Manual Rates files seen below.
Loss Costs and Manual Rates
- 2/1/19 Other Rating Values
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect filings for state act coverages effective January 1, 2019 as announced in:
Note that the loss costs and related rating values are consistent with Filing C-373.
Loss Costs and Manual Rates
- 1/1/19 Loss Costs and Manual Rates
WCRATE Format
(Revised 02/25/19 to update class 0984) - 1/1/19 Loss Costs and Manual Rates
EXCEL Format - 1/1/19 Other Rating Values
EXCEL Format
This schedule contains loss costs only for Code 994, Firefighter – Volunteer Fire Company. No other classification code rating values are included. Further information regarding these loss costs can be found in:
This filing was acknowledged by the Pennsylvania Insurance Department.
- 1/1/19 Code 994 Informational Loss Costs
EXCEL Format
Decision and Related Documents
Effective beginning new and renewal policies of April 1, 2018 and later, Ronald McDonald Houses and similarly situated employers in Pennsylvania will be reclassified from Code 880, Apartment House or Condominium Complex Operation, to Code 973, Hotel.
These schedules of loss costs, rates and related rating values reflect filings for state act coverages effective April 1, 2018 as announced in:
And for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 4/1/18 Loss Costs and Manual Rates
WCRATE Format - 4/1/18 Loss Costs and Manual Rates
EXCEL Format - 4/1/18 Other Rating Values
EXCEL Format
(Revised 2/9/18 to update for federal classifications)
Decision and Related Documents
These schedules of loss costs and related rating values reflect the changes for state act coverage announced in:
The changes are approved to be effective February 1, 2018. Rating values applicable to federal (USL&HW) classifications effective October 1, 2016 remain unchanged.
Loss Costs and Manual Rates
- 2/1/18 Loss Costs and Manual Rates
WCRATE Format
(Revised 01/15/18 to update class descriptions for classes 0942, 0943, and 0972) - 2/1/18 Loss Costs and Manual Rates
EXCEL Format - 2/1/18 Other Rating Values
EXCEL Format(Revised 2/9/18 to update for federal classifications)
Decision and Related Documents
Effective beginning new and renewal policies of October 1, 2017 and later, Code 972, Attendant Care, is focused to individual attendant care consumers who receive government funding for the services they receive and who are considered to be the employer of the caregiver (consumer as employer model). Concurrently, Code 943, Home Care Services, is applied to all commercial home care agencies regardless of how an individual home care agency receives its funding.
These schedules of loss costs and rating values reflect changes in Manual language only pertinent to approval from a filing of proposed class changes.
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2017 as announced in:
Rating values applicable to federal (USL&HW) classifications effective October 1, 2016 remain unchanged.
Loss Costs and Manual Rates
- 10/1/17 Loss Costs and Manual Rates
WCRATE Format
(Revised 10/12/17 to update class descriptions for classes 0942, 0943, and 0972) - 10/1/17 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and rating values reflect changes in Manual language and/or rating values pertinent to approval of a filing of proposed class changes.
Effective beginning new and renewal policies of April 1, 2017 and later, the scope of Code 971, Commercial Buildings, was revised and Code 888, Homeowners Association, was established as a new separate classification.
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2017 as announced in:
Rating values applicable to federal (USL&HW) classifications effective October 1, 2016 remain unchanged.
Loss Costs and Manual Rates
- 4/1/17 Loss Costs and Manual Rates
WCRATE Format - 4/1/17 Loss Costs and Manual Rates
EXCEL Format - 4/1/17 Other Rating Values
EXCEL Format
Decision and Related Documents
These schedules of loss costs and rating values reflect changes in Manual language and/or rating values pertinent to approval of a filing of proposed class changes.
Effective beginning new and renewal policies of October 1, 2016 and later, noncontact sports teams (e.g., baseball, basketball or soccer) have been separated from Code 970, whose scope has be revised and retitled to Athletic Team – Contact Sports, and have been reclassified to Code 991, a new class that has been erected for athletic teams engaged in noncontact sports. Concurrently, the maximum auditable payroll of each player, coach, manager or sports official assigned to either Code 970 or Code 991 is increased to $200,000 per policy year from the present $60,000 per policy year. The Code 970 rating value has been revised to $2.26 and the Code 991 rating value is $2.19.
These schedules of manual rates and rating values reflect a filing effective October 1, 2016 for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 10/1/16 Loss Costs and Manual Rates
WCRATE Format
(Revised 8/26/16 to update federal classifications) - 10/1/16 Loss Costs and Manual Rates
EXCEL Format
(Revised 8/26/16 to update federal classifications)
Decision and Related Documents
These schedules of loss costs and manual rates reflect filings for state act coverages effective April 1, 2016 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2014 remain unchanged.
Loss Costs and Manual Rates
- 4/1/16 Loss Costs and Manual Rates
WCRATE Format
(Revised 2/26/16 to remove class 9108 and update class 7421) - 4/1/16 Loss Costs and Manual Rates
EXCEL Format
(Revised 2/22/16 to remove class 9108)
Decision and Related Documents
These schedules of loss costs and manual rates reflect filings for state act coverages effective April 1, 2015 as announced in:
And for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 4/1/15 Loss Costs and Manual Rates
WCRATE Format
(Revised 2/26/16 to remove class 9108 and update class 7421) - 4/1/15 Loss Costs and Manual Rates
EXCEL Format
(Revised 2/22/16 to remove class 9108)
Decision and Related Documents
These schedules of loss costs and manual rates reflect filings for state act coverages effective April 1, 2014 as announced in:
And for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 4/1/14 Loss Costs and Manual Rates
WCRATE Format - 4/1/14 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2013 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2011 remain unchanged.
Loss Costs and Manual Rates
- 4/1/13 Loss Costs and Manual Rates
WCRATE Format - 4/1/13 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2012 as announced in:
Rating values applicable to federal (USL&HW) classifications effective April 1, 2011 remain unchanged.
Loss Costs and Manual Rates
- 4/1/12 Loss Costs and Manual Rates
WCRATE Format - 4/1/12 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and manual rates reflect filings for state act coverages effective April 1, 2011 as announced in:
And for classifications applicable to federal (United States Longshore and Harbor Workers) classifications as announced in:
Loss Costs and Manual Rates
- 4/1/11 Loss Costs and Manual Rates
WCRATE Format - 4/1/11 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rating values reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
Effective beginning new and renewal policies of December 1, 2010 and later paratransit services have been separated from Code 817, Bus Operation, and have been reclassified to Code 828, a new class that has been erected to contemplate paratransit operations. The Code 817 rating value has been revised to $7.06 and the Code 828 rating value is $7.78. Code 861, Automobile Dismantler/Nonferrous Scrap Dealers has been merged to Code 859, Nonferrous Scrap Metal Dealer. Code 863, Paper Shredding – By Specialist Contractor has been merged into Code 862, Recycling Center. Code 4775, Cartridge Loading or Charging and its catastrophic loading class Code 0775 have been merged into Code 4771, Explosives or Ammunition Mfg., N.O.C. and Code 0771 respectively. There is no change in the approved April 1, 2010 Code 859, Code 862, Code 4771 or Code 0771 rating values associated with these classification mergers. A selected set of “grouped” temporary staffing classifications (Codes 544, 682, 929, 937 and 947) has been discontinued and replaced by an expanded number (ten) of temporary staffing classifications described as “exposure groups.” The new temporary staffing classifications are numbered from Code 520 through Code 529 consecutively. The mapping of direct employment classifications into each of the new temporary staffing classifications will fall within a much narrower direct employment classification rating value range than has been the case for the five discontinued temporary staffing classes. There are further housekeeping revisions to clarify the scope of Code 805, Milk Hauling – By Contractor along with the scopes of thirteen additional classifications (including Codes 471, 472, 752, 806, 811, 884, 961 and 965) and various additions, changes or deletions to the Underwriting Guide.
Loss Costs and Manual Rates
- 12/1/10 Loss Costs and Manual Rates
WCRATE Format - 12/1/10 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2010 as announced in:
Loss Costs and Manual Rates
- 4/1/10 Loss Costs and Manual Rates
WCRATE Format - 4/1/10 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rating values reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
Effective beginning new and renewal policies of December 1, 2010 and later paratransit services have been separated from Code 817, Bus Operation, and have been reclassified to Code 828, a new class that has been erected to contemplate paratransit operations. The Code 817 rating value has been revised to $7.06 and the Code 828 rating value is $7.78. Code 861, Automobile Dismantler/Nonferrous Scrap Dealers has been merged to Code 859, Nonferrous Scrap Metal Dealer. Code 863, Paper Shredding – By Specialist Contractor has been merged into Code 862, Recycling Center. Code 4775, Cartridge Loading or Charging and its catastrophic loading class Code 0775 have been merged into Code 4771, Explosives or Ammunition Mfg., N.O.C. and Code 0771 respectively. There is no change in the approved April 1, 2010 Code 859, Code 862, Code 4771 or Code 0771 rating values associated with these classification mergers. A selected set of “grouped” temporary staffing classifications (Codes 544, 682, 929, 937 and 947) has been discontinued and replaced by an expanded number (ten) of temporary staffing classifications described as “exposure groups.” The new temporary staffing classifications are numbered from Code 520 through Code 529 consecutively. The mapping of direct employment classifications into each of the new temporary staffing classifications will fall within a much narrower direct employment classification rating value range than has been the case for the five discontinued temporary staffing classes. There are further housekeeping revisions to clarify the scope of Code 805, Milk Hauling – By Contractor along with the scopes of thirteen additional classifications (including Codes 471, 472, 752, 806, 811, 884, 961 and 965) and various additions, changes or deletions to the Underwriting Guide.
Loss Costs and Manual Rates
- 12/1/10 Loss Costs and Manual Rates
WCRATE Format - 12/1/10 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and related rating values reflect filings for state act coverages effective April 1, 2010 as announced in:
Loss Costs and Manual Rates
- 4/1/10 Loss Costs and Manual Rates
WCRATE Format - 4/1/10 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
Effective beginning new and renewal policies of December 1, 2009 and later Code 818, Automobile Dealer has been revised to an “all employees including office” basis. This means that the previous payroll divisions between Code 818 and Code 819, Automobile Salesperson and Code 818 and Code 953, Office have been discontinued. These employers’ entire payroll is now subject to Code 818. The approved PCRB December 1, 2009 Code 818 loss cost is $1.39. Code 819 has been retitled to “Mobile, Self-Propelled Equipment Salesperson” and its loss cost value has been revised to $0.68 because of the Code 818 revision. The classification applicable to snow plowing has been revised from Code 601, Road Construction to the employer’s governing classification. The Manual language for Code 935, Lumber and/or Building Materials Dealer has been clarified to show the Code 855, Lumber and/or Building Material business must fulfill multiple enterprise criteria in order to also have Code 935 assigned. There are further housekeeping revisions to the scope of twenty-seven classifications (including Codes 005, 012, 028, 606, 607, 951, 970 and 981) and various additions, changes or deletions to the Underwriting Guide.
Loss Costs and Manual Rates
- 12/1/09 Loss Costs and Manual Rates
WCRATE Format - 12/1/09 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and manual rates reflect filings for state act coverages effective April 1, 2009 as announced in:
As well as for classifications applicable to federal (United States Longshore and Harbor Workers) classifications also effective April 1, 2009 and announced in:
Loss Costs and Manual Rates
- 4/1/09 Loss Costs and Manual Rates
WCRATE Format - 4/1/09 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
Counter personnel and cashiers have been added to the listing of General Inclusions to reinforce existing procedures, under which these occupations may not be assigned to clerical. A new classification – Code 871, Employment Contractor – Temporary Furniture Store – Wholesale Staff has been added for temporary staff provided to customers whose business classification is Code 921. Code 287 has been discontinued and the operations previously contemplated by Code 287 have been merged into Code 924. Codes 442 and 443 have also been discontinued and the operations previously contemplated by either Code 442 or Code 443 have been merged into Code 445. There are further housekeeping revisions to the title and/or scope of sixteen classifications (including Codes 028, 106, 654, 815 and 818) and various additions to, changes or deletions to the Underwriting Guide.
Loss Costs and Manual Rates
- 12/1/08 Loss Costs and Manual Rates
WCRATE Format - 12/1/08 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects new rating values for statistical codes 9740, Terrorism, and 9741, Catastrophes Other Than Certified Acts of Terrorism.
Loss Costs and Manual Rates
- 9/1/08 Loss Costs and Manual Rates
WCRATE Format - 9/1/08 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/08 Loss Costs and Manual Rates
WCRATE Format - 4/1/08 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There are revisions to the scope and title of Code 861, Automobile Dismantlers/Nonferrous Scrap Dealers. There are also changes to the scope of Code 815, Automobile Service Center. In addition there are housekeeping revisions to Manual language pertaining to numerous other classifications.
Loss Costs and Manual Rates
- 11/1/07 Loss Costs and Manual Rates
WCRATE Format - 11/1/07 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and manual rates reflect two filings affecting workers compensation rating values. One of these filings is the PCRB’s annual loss cost filing affecting all PCRB classifications for state coverage.
The other filing affected classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to rates for these federal classifications, the USL&HW coverage factor reflecting differences in benefits between Pennsylvania workers compensation law and the USL&HW Statute changed effective April 1, 2007 from 1.791 to 1.817.
Loss Costs and Manual Rates
- 4/1/07 Loss Costs and Manual Rates
WCRATE Format - 4/1/07 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There is one new classification: Code 981, Slot Machine Gambling.
There are revisions to the scopes and titles of eight classifications: Code 222, Plastic Articles Mfg., N.O.C., Code 467, Ball or Roller Bearing Mfg., Code 608, Flat Cement Work, Code 609, Excavation, Code 659, Roofing, Code 918, Bakery Shop, Code 969, Amusement – Outdoor and Code 973, Hotel. There are housekeeping revisions to Manual language pertaining to numerous other classifications.
Loss Costs and Manual Rates
- 10/1/06 Loss Costs and Manual Rates
WCRATE Format - 10/1/06 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/06 Loss Costs and Manual Rates
WCRATE Format - 4/1/06 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There are five new classifications: 442, Hand Tool Manufacturing – Non-Forged, 443, Saw Blade or Industrial Knife Manufacturing, 446, Precision Machined Parts Manufacturing, N.O.C., 820, Automobile Auction and 863, Paper Shredding.
There are revisions to the scopes, titles and loss costs of four classifications: 257, Paper Products Manufacturing, N.O.C., 441, Tool Manufacturing N.O.C., 818, Automobile or Automobile Truck Dealer, and 862, Recycling Center.
There are housekeeping revisions to Manual language pertaining to numerous other classifications.
In addition to the above-noted changes, this schedule of loss costs and manual rates reflects a new rating value for statistical code 9741, Domestic Terrorism, Earthquake and Catastrophic Industrial Accidents (DTEC). Concurrent with the adoption of this new rating value, other changes in forms and Manual language related to Domestic Terrorism, Earthquakes and Catastrophic Industrial Accidents have been implemented. Further, effective January 1, 2006 Manual language and forms have been modified to adopt the countrywide substitution of Foreign Terrorism for the previously-applied “Terrorism Risk Insurance Act of 2002 (TRIA)”.
Loss Costs and Manual Rates
- 1/1/06 Loss Costs and Manual Rates
WCRATE Format - 1/1/06 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/05 Loss Costs and Manual Rates
WCRATE Format - 4/1/05 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and manual rates reflect changes pursuant to a rate filing affecting classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to rates for these federal classifications, the USL&HW coverage factor reflecting differences in benefits between Pennsylvania workers compensation law and the USL&HW Statute changed effective February 1, 2005 from 1.793 to 1.791.
Loss Costs and Manual Rates
- 2/1/05 Loss Costs and Manual Rates
WCRATE Format - 2/1/05 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There are two new classifications: 015, Logging Or Lumbering – Mechanized, and 921, Furniture Store – Wholesale – No Woodworking.
There are revisions to the scopes, titles and loss costs of two classifications: Code 009, Logging or Lumbering (now Logging Or Lumbering, N.O.C.), and Code 922 Furniture Store – Retail or Wholesale – No Woodworking (now Furniture Store – Retail – All Employees Except Office – No Woodworking).
Loss Costs and Manual Rates
- 10/1/04 Loss Costs and Manual Rates
WCRATE Format - 10/1/04 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage. Concurrent with these changes, a revised Experience Rating Plan previously filed and approved will also become effective.
- PCRB Circular No. 1460
- PCRB Circular No. 1466
- PCRB Circular No. 1468
- PCRB Circular No. 1469
- PCRB Circular No. 1475
Loss Costs and Manual Rates
- 4/1/04 Loss Costs and Manual Rates
WCRATE Format - 4/1/04 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There are three new classifications: 285, Printing – Sheet Fed Press Production, 287, Publisher – Printing Outsourced, Performs Distribution and 904, Investigative Agency.
There are revisions to the scopes, titles and loss costs of three classifications: Code 281, Printing, now Printing, N.O.C., Code 282, Newspaper Publishing now Newspaper Printing and Code 954 now Security Agency (formerly Investigative and Security Agency).
The PCRB loss costs have also been revised for Codes 257, Paper Products Mfg., N.O.C., Code 261, Corrugated Paper Or Box Mfg., Code 263, Paper Coating/Finishing – By Contractor and Code 265, Stationery Products Mfg.
Air Filter Mfg. has been reassigned from Code 281 to Code 257.
Loss Costs and Manual Rates
- 10/1/03 Loss Costs and Manual Rates
WCRATE Format - 10/1/03 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage, as well as a change in the rating value for code 9740, Terrorism Risk Insurance Act of 2002 – Certified Losses.
Loss Costs and Manual Rates
- 4/1/03 Loss Costs and Manual Rates
WCRATE Format - 4/1/03 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
These schedules of loss costs and manual rates reflect changes pursuant to a rate filing affecting classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to rates for these federal classifications, the USL&HW coverage factor reflecting differences in benefits between Pennsylvania workers compensation law and the USL&HW Statute changed effective February 1, 2003 from 1.787 to 1.793.
Loss Costs and Manual Rates
- 2/1/03 Loss Costs and Manual Rates
WCRATE Format - 2/1/03 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects the addition of code 9740, Terrorism Risk Insurance Act of 2002 – Certified Losses, effective November 26, 2002.
Loss Costs and Manual Rates
- 11/26/02 Loss Costs and Manual Rates
WCRATE Format - 11/26/02 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
There are nine new classifications: 012, Landscape Contractor, Code 261, Corrugated Box Or Container Mfg., Code 263, Paper Coating/Finishing, Code 265, Stationery Products Mfg., Code 880, Apartment House, Code 882, House Cleaning – By Contractor, 887, Museum, Code 890, Library – Public, and Code 903, Labor Union.
The deletion of one classification: Code 972, Janitor Contractor.
Other revisions to three classifications: Code 0013, Nursery, Code 257, Paper Products Mfg., N.O.C. and Code 971, Commercial Buildings.
Loss Costs and Manual Rates
- 10/1/02 Loss Costs and Manual Rates
WCRATE Format - 10/1/02 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/02 Loss Costs and Manual Rates
WCRATE Format - 4/1/02 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
Four new classifications: Code 858, Ferrous Scrap Metal Dealer, Code 859, Nonferrous Scrap Metal Dealer, Code 4771, Explosives or Ammunition Manufacturing, N.O.C., and Code 0771, the catastrophe element for Code 4771.
The deletion of nine classifications: Code 439, Chain Manufacturing, Code 4773, High Explosives Manufacturing, Code 0773, the catastrophe element for Code 4773, Code 4774, Smokeless Powder Manufacturing, Code 0774, the catastrophe element for Code 4774, Code 4776, Smokeless Powder Manufacturing, Code 0776, the catastrophe element for Code 4776, Code 4779, Smokeless Powder Manufacturing and Code 0779, the catastrophe element for Code 4779.
Other revisions to eight classifications: Code 402, Smelting, Code 435, Spring Manufacturing – Hot Wound, Code 451, Automobile, Truck or Trailer Body Manufacturing, Code 463, Automobile Manufacturing, Code 495, Employment Contractor – Temporary Automobile, Truck or Trailer Body Manufacturing Staff, Code 860, Junk Dealer, Code 4775, Cartridge Loading or Charging and Code 0775, the catastrophe element for Code 4775.
Loss Costs and Manual Rates
- 10/1/01 Loss Costs and Manual Rates
WCRATE Format - 10/1/01 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/01 Loss Costs and Manual Rates
WCRATE Format - 4/1/01 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and rates reflects changes in Manual language and/or rating values pertinent to approval of a filing of proposed class and Manual rule changes.
- Two new classifications: Code 884, Health or Exercise Club and Code 984, Insurance Company.
- The deletion of four classifications: Codes 053, Slate Quarries, 505, Stone Cutting or Polishing, 533, Sheet Glass Mfg. and 7323F, Stevedoring – Explosives Materials.
- The merger of Code 309, Woodenware Mfg., N.O.C., into Code 306, retitled from Wood Turned Products Mfg., to Woodenware Mfg., N.O.C. and the merger of Code 335, Pattern Mfg., into Code 441, Tool Mfg., N.O.C.
- Clarification of the Clerical Definition – Section 1.
This schedule of loss costs and manual rates also reflects changes pursuant to a rate filing affecting classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to rates for these federal classifications, the USL&HW coverage factor reflecting differences in benefits between Pennsylvania workers compensation law and the USL&HW Statute changed effective December 1, 2000 from 1.995 to 1.787.
Loss Costs and Manual Rates
- 12/1/00 Loss Costs and Manual Rates
WCRATE Format - 12/1/00 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/00 Loss Costs and Manual Rates
WCRATE Format - 4/1/00 Loss Costs and Manual Rates
EXCEL Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes in Manual language and/or rating values affecting the following field of business classifications: 413, 415, 461, 965, 968 and 975. In addition, the following new field of business classification codes were established effective December 1, 1999 and thus appear in this schedule of loss costs and manual rates for the first time: 465, 891, 892, 893, 894, 896, 897, 898 and 899. Concurrent with implementation of these changes, temporary staffing classification codes 544 and 947 were also changed as respects their associated cross-references to business classifications consistent with the previously-noted changes and some other recent changes adopted in Pennsylvania.
Loss Costs and Manual Rates
- 12/1/99 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes in Manual language and rating values consistent with new procedures applicable to the imposition, collection and remittance of employer assessments. These revised loss costs differ from those previously in effect only by virtue of the removal of provisions for the special fund assessments subject to Act 57 of 1997.
Loss Costs and Manual Rates
- 10/1/99 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/99 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes in Manual language and rating values affecting the following state coverage classifications: 454, 456, 857, 939 and 969.
Loss Costs and Manual Rates
- 2/1/99 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes in Manual language and rating values affecting the following state act coverage classifications: 471, 472, 473, 474, 476, 477, 485, 487, 488, 885, 886 and 926.
Loss Costs and Manual Rates
- 9/1/98 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes pursuant to an annual loss cost filing affecting all PCRB classifications for state coverage.
Loss Costs and Manual Rates
- 4/1/98 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes pursuant to a rate filing affecting classifications applicable to federal (United States Longshore and Harbor Workers) classifications. The USL&HW coverage factor, reflecting differences in benefits between Pennsylvania workers compensation law and the USL&HW Statute, changed from 1.836 to 1.995. This factor reflects changes in both USL&HW and Pennsylvania State Act benefits through the implementation of Act 57 in 1996.
Loss Costs and Manual Rates
- 5/1/97 Loss Costs and Manual Rates
WCRATE Format
Decision and Related Documents
This schedule of loss costs and manual rates reflects changes pursuant to an annual loss cost filing affecting all PCRB classifications for state coverage. The February 1, 1997 filing was the first PCRB loss cost filing subsequent to the enactment of Act 57 of 1996.
Loss Costs and Manual Rates
- 2/1/97 Loss Costs and Manual Rates
WCRATE Format
Quick Reference
There are a number of rating values in addition to loss costs and experience rating plan parameters by classification which the PCRB prepares and files in Pennsylvania. The Quick Reference resource provided below contains a history of these values as an informational service.
| Effective Data | Values | |
|---|---|---|
| Executive Officer Maximum | 04/01/26 04/01/25 04/01/24 | $5,400 per week
$5,300 per week $3,200 per week |
| Executive Officer Minimum | 04/01/26
04/01/25 04/01/24 | $1,347 per week
$1,325 per week $1,273 per week |
| Employer Assessment | 04/01/26 04/01/25 04/01/24 | 0.0218 0.0222 0.0242 |
| Experience Rating Qualification | 04/01/24 | $5,000 in audited premium for the 3-year qualifying period |
| 10/01/99 | $10,000 in audited premium for the 3-year qualifying period | |
| Pennsylvania Construction Classification Premium Adjustment Program – Starting Average Hourly Wage | 10/01/24
10/01/23 10/01/22 | $39.50
$37.95 $35.95 |
| Statewide Average Weekly Wage | 01/01/26 01/01/25 01/01/24 | $1,394.00
$1,347.00 $1,325.00 |
| United States Longshore and Harbor Workers’ Compensation Coverage Percentage | 04/01/25
04/01/23 04/01/21 | 73.6%
73.3% 73.0% |
Benefit Level Changes
Additional rating parameters filed by the PCRB, including small deductible factors, Expected Loss Factors (ELF), U.S. Longshore and Harbor Workers’ Compensation coverage percentages, and other values used in the Manual, are available below.
Experience Rating – Table B
Table B contains the statewide Expected Loss Rates used in the PCRB Experience Rating Plan. These values are used by actuaries, underwriters, and premium auditors in experience modification calculations. Table B shows expected loss ranges and the associated credibilities, accident limits, and limit charges.