PCRB Rating Values - Pennsylvania Compensation Rating Bureau

Direct Employment Loss Costs and Expected Loss Cost Factors for Pennsylvania Workers Compensation Insurance - Approved Effective Date: April 1, 2025 on New and Renewal Business

DIRECT EMPLOYMENT LOSS COSTS AND EXPECTED LOSS FACTORS FOR PENNSYLVANIA WORKERS COMPENSATION INSURANCE Proposed Effective Date: April 1, 2025 on New and Renewal Business
CODE NO	LOSS COST	EXPERIENCE RATING PLAN EXPECTED LOSS FACTORS TABLE *			HAZARD GROUP
CODE NO	LOSS COST	A-1	A-2	A-3	A - G
0005	4.92	3.35	3.96	4.27	F
0007	2.72	1.85	2.18	2.35	E
0009	7.20	5.37	6.64	7.12	G
0015	3.21	2.39	2.96	3.17	F
0025	2.02	1.50	1.86	1.99	G
0028	1.00	0.75	0.93	0.99	F
0050	1.93	1.43	1.78	1.90	F
0051	2.27	1.69	2.09	2.24	F
0055	2.21	1.65	2.04	2.18	F
0059	3.19	2.39	2.91	3.16	E
0101	1.51	1.13	1.38	1.50	E
0103	0.61	0.46	0.55	0.60	D
0104	1.67	1.25	1.52	1.66	D
0105	2.12	1.59	1.93	2.10	D
0106	2.63	1.97	2.40	2.61	D
0107	1.25	0.93	1.14	1.23	C
0108	1.10	0.83	1.01	1.09	B
0109	1.86	1.40	1.70	1.85	D
0110	1.30	0.97	1.18	1.28	C
0111	2.39	1.79	2.18	2.37	C
0112	2.99	2.24	2.72	2.96	C
0113	1.07	0.80	0.98	1.06	C
0114	2.72	2.03	2.47	2.69	E
0115	1.14	0.86	1.04	1.13	E
0119	1.90	1.43	1.74	1.89	D
0130	2.16	1.62	1.97	2.14	E
0132	1.11	0.84	1.02	1.10	D
0134	1.41	1.06	1.28	1.40	C
0135	1.04	0.78	0.95	1.03	D
0136	1.12	0.84	1.02	1.11	C
0139	1.86	1.40	1.70	1.85	D
0141	2.11	1.66	2.05	2.24	D
0142	1.16	0.91	1.13	1.23	C
0161	1.00	0.75	0.91	0.99	C
0163	1.93	1.44	1.75	1.91	C
0165	2.74	2.05	2.49	2.71	C
0166	1.38	1.03	1.26	1.37	C
0201	1.77	1.33	1.62	1.76	E
0204	1.50	1.12	1.37	1.49	B
0205	1.25	0.93	1.14	1.23	C
0221	1.06	0.80	0.97	1.05	C
0222	1.13	0.85	1.03	1.12	D
0225	1.32	0.99	1.20	1.30	C
0227	1.66	1.25	1.51	1.65	D
0255	0.88	0.66	0.80	0.87	F
0257	1.27	0.95	1.15	1.25	E
0261	1.47	1.10	1.34	1.46	E
0263	0.87	0.65	0.79	0.86	D
0265	1.14	0.86	1.04	1.13	C
0281	1.12	0.84	1.02	1.11	D
0282	2.53	1.90	2.31	2.51	D
0285	0.85	0.64	0.78	0.84	D
0301	2.60	1.95	2.37	2.58	E
0305	1.92	1.43	1.75	1.90	D
0306	1.54	1.15	1.40	1.53	C
0311	1.46	1.09	1.33	1.45	C
0319	2.10	1.57	1.91	2.08	B
0323	1.64	1.23	1.50	1.63	C
0327	1.18	0.88	1.07	1.16	B
0402	1.39	1.04	1.26	1.38	E
0403	1.11	0.84	1.02	1.10	E
0404	1.49	1.12	1.36	1.48	F
0406	1.43	1.07	1.30	1.42	F
0407	1.39	1.04	1.26	1.38	E
0411	2.00	1.50	1.82	1.98	E
0413	2.25	1.69	2.05	2.23	D
0415	1.60	1.20	1.46	1.59	E
0416	0.93	0.70	0.85	0.92	D
0421	3.07	2.30	2.80	3.04	E
0425	3.11	2.33	2.83	3.08	D
0427	2.57	1.93	2.35	2.55	D
0429	1.37	1.02	1.25	1.35	D
0431	2.34	1.75	2.13	2.32	D
0433	1.55	1.16	1.41	1.54	D
0435	1.61	1.21	1.47	1.60	D
0441	0.50	0.37	0.45	0.49	D
0445	0.99^a	0.74	0.90	0.98	D
0446	0.63	0.47	0.57	0.62	D
0447	1.58^b	1.18	1.44	1.57	D
0449	0.94	0.71	0.86	0.93	D
0451	1.60	1.20	1.46	1.59	C
0454	1.45	1.09	1.32	1.44	D
0456	1.35	1.01	1.23	1.33	C
0457	1.35	1.01	1.23	1.33	C
0458	0.61	0.46	0.55	0.60	C
0459	0.36	0.27	0.33	0.36	C
0461	0.99	0.74	0.90	0.98	D
0463	1.03	0.77	0.94	1.02	D
0465	1.35	1.01	1.23	1.33	D
0467	1.47	1.10	1.34	1.46	C
0471	0.52	0.39	0.47	0.51	C
0472	0.29	0.22	0.27	0.29	C
0473	1.07	0.80	0.98	1.06	C
0474	1.01	0.76	0.92	1.00	E
0475	0.88	0.66	0.80	0.87	D
0476	0.61	0.46	0.55	0.60	E
0477	0.76	0.57	0.69	0.75	E
0483	0.61	0.46	0.55	0.60	C
0485	0.54	0.40	0.49	0.53	C
0486	0.70	0.52	0.64	0.69	C
0487	0.52	0.39	0.47	0.51	C
0488	0.35	0.27	0.32	0.35	C
0489	0.48	0.36	0.43	0.47	C
0501	1.88	1.41	1.72	1.87	F
0502	1.43	1.07	1.30	1.42	B
0506	0.92	0.69	0.84	0.91	C
0507	0.82	0.61	0.75	0.81	E
0509	2.30	1.72	2.10	2.28	G
0511	2.70	2.02	2.46	2.67	E
0512	1.82	1.37	1.66	1.81	D
0513	1.51^c	1.13	1.38	1.50	D
0514	1.79	1.34	1.63	1.78	E
0535	1.12	0.84	1.02	1.11	D
0536	2.41	1.81	2.20	2.39	C
0551	0.70	0.52	0.64	0.69	F
0553	0.55	0.41	0.50	0.54	F
0555	0.18	0.14	0.17	0.18	C
0563	0.74	0.55	0.67	0.73	D
0571	0.90	0.68	0.82	0.89	D
0573	1.60	1.20	1.46	1.59	F
0581	0.46	0.34	0.42	0.45	E
0601	2.83	1.92	2.26	2.44	F
0603	3.19	2.12	2.50	2.70	F
0605	4.49	3.00	3.55	3.83	E
0606	2.47	1.65	1.95	2.11	G
0607	1.51	1.02	1.20	1.30	F
0608	2.95	1.97	2.33	2.51	F
0609	1.82	1.23	1.45	1.56	G
0611	5.66	3.77	4.45	4.80	F
0615^d	5.50	3.67	4.33	4.67	F
0152⁺	0.60	0	0	0	G
0617	1.63	1.10	1.29	1.40	G
0645	2.99	1.97	2.33	2.51	G
0646	2.96	1.98	2.34	2.53	E
0647	4.15	2.79	3.30	3.56	E
0648	3.58	2.41	2.85	3.07	F
0649	2.60	1.70	2.01	2.17	F
0651	2.81	1.87	2.21	2.39	F
0652	4.49	3.05	3.61	3.89	G
0653	4.06	2.70	3.19	3.44	G
0654	3.78	2.51	2.96	3.20	G
0655	4.95	3.32	3.92	4.23	G
0656	2.21	1.49	1.76	1.90	G
0657	4.76	3.20	3.78	4.08	G
0658	4.97	3.30	3.90	4.21	G
0659	7.86	5.29	6.25	6.74	G
0660	1.56	1.03	1.22	1.32	F
0661	1.41	0.92	1.09	1.18	F
0662	3.94	2.67	3.15	3.40	E
0663	1.77	1.18	1.39	1.50	F
0664	1.80	1.19	1.40	1.51	E
0665	4.01	2.69	3.18	3.43	G
0666	4.05	2.65	3.12	3.37	E
0667	1.26	0.85	1.00	1.08	F
0668	4.69	3.14	3.71	4.00	E
0669	4.97	3.33	3.93	4.24	F
0670	3.43	2.29	2.70	2.92	F
0673	3.54	2.39	2.82	3.05	E
0674	3.38	2.27	2.68	2.89	E
0675	1.49	1.01	1.19	1.28	G
0676	3.14	2.09	2.47	2.66	G
0677	1.73	1.16	1.37	1.48	G
0679	4.96	3.32	3.92	4.23	F
0681	3.42	2.29	2.70	2.92	F
0709	1.10	0.87	1.08	1.17	F
0716	1.69	1.26	1.56	1.67	D
0718	1.68	1.25	1.55	1.66	E
0721	3.68	2.74	3.39	3.63	F
0744	0.19	0.14	0.18	0.19	C
0751	0.42	0.31	0.38	0.41	E
0752	0.27	0.20	0.25	0.27	G
0753	1.12	0.84	1.04	1.11	D
0755	0.46	0.34	0.42	0.45	F
0757	0.60	0.45	0.55	0.59	E
0759	2.44	1.82	2.25	2.41	E
0801	2.81	2.22	2.73	2.99	F
0802	1.67	1.14	1.34	1.45	G
0803	4.54	3.38	4.19	4.48	C
0804	1.40	1.04	1.29	1.38	D
0805	2.10	1.56	1.93	2.07	E
0806	3.63	2.86	3.53	3.86	C
0807	2.09	1.56	1.93	2.06	C
0808	3.47	2.58	3.20	3.42	E
0809	2.21	1.74	2.15	2.35	F
0810	1.48	1.10	1.36	1.46	F
0162⁺	0.85	0	0	0	G
0811	3.21	2.39	2.96	3.17	F
0812	3.29	2.45	3.04	3.25	F
0813	1.77	1.40	1.73	1.89	D
0814	1.09	0.86	1.07	1.16	E
0815	1.31	1.03	1.27	1.39	D
0816	0.86	0.68	0.84	0.92	D
0817	2.50	1.87	2.31	2.47	D
0818	0.57	0.45	0.55	0.60	D
0819	0.36	0.29	0.35	0.38	F
0820	1.37	1.08	1.33	1.46	D
0821	2.86	2.26	2.78	3.04	C
0822	0.05	0.04	0.05	0.05	D
0825	1.75	1.38	1.71	1.86	B
0828	2.64	1.97	2.44	2.61	C
0855	1.92	1.51	1.87	2.04	E
0857	1.78	1.41	1.74	1.90	E
0858	2.31	1.82	2.25	2.46	F
0859	2.37	1.87	2.31	2.52	E
0860	2.29	1.81	2.23	2.44	D
0862	2.87	2.26	2.79	3.05	E
0865	2.23	1.76	2.17	2.37	C
0880	2.05	1.62	1.99	2.18	D
0882	2.24	1.77	2.18	2.38	B
0884	0.46	0.36	0.44	0.49	B
0885	1.11	0.88	1.09	1.19	D
0886	0.83	0.66	0.81	0.88	C
0887	0.27	0.21	0.26	0.28	C
0890	0.15	0.12	0.14	0.16	C
0891	0.51	0.40	0.48	0.52	B
0892	0.37	0.29	0.36	0.39	B
0893	0.37	0.29	0.36	0.39	B
0896	0.51	0.40	0.49	0.54	B
0897	0.72	0.57	0.70	0.77	A
0898	0.91	0.72	0.89	0.97	C
0899	0.53	0.42	0.51	0.56	B
0903	0.07	0.06	0.07	0.07	E
0904	0.72	0.54	0.66	0.71	E
0905	0.03	0.02	0.03	0.03	F
0906	11.82^e	8.81	10.90	11.68	D
0907	1.86	1.47	1.82	1.98	C
0910	1.56	1.23	1.52	1.66	C
0911	2.82	2.22	2.74	3.00	D
0914	0.94	0.74	0.92	1.00	C
0915	0.81	0.64	0.79	0.86	C
0916	0.89	0.70	0.87	0.95	B
0917	1.18	0.93	1.14	1.25	C
0918	0.71	0.56	0.69	0.75	A
0919	0.84	0.66	0.82	0.89	C
0920	0.15	0.12	0.15	0.16	D
0921	1.89	1.50	1.85	2.02	C
0922	1.37	1.08	1.33	1.46	C
0923	1.01	0.80	0.99	1.08	C
0924	1.90	1.50	1.86	2.03	C
0925	0.82	0.65	0.80	0.87	C
0926	1.17	0.92	1.13	1.24	C
0927	0.45	0.35	0.43	0.47	C
0928	1.08	0.86	1.06	1.15	B
0932	0.34	0.27	0.34	0.37	D
0933	1.24	0.98	1.20	1.32	D
0934	1.45	1.14	1.41	1.54	D
0935	0.58	0.46	0.56	0.61	C
0936	0.32	0.25	0.31	0.33	E
0939	2.23	1.66	2.06	2.20	F
0940	1.08	0.86	1.06	1.15	C
0941	1.25	0.98	1.21	1.33	C
0942	1.40	1.10	1.36	1.49	D
0943	0.58	0.46	0.56	0.61	C
0944	0.73	0.58	0.71	0.78	B
0945	1.07	0.85	1.05	1.14	A
0948	0.61	0.48	0.58	0.63	C
0951	0.13	0.10	0.13	0.14	E
0952	0.37	0.30	0.37	0.40	E
0953	0.05	0.04	0.05	0.05	D
0954	0.85	0.63	0.78	0.84	E
0955	0.09	0.07	0.09	0.09	F
0956	0.03	0.02	0.03	0.03	E
0957	0.18	0.14	0.17	0.19	D
0958	0.88	0.69	0.84	0.91	C
0959	0.64	0.50	0.62	0.68	B
0960	1.35	1.06	1.31	1.43	C
0961	0.35	0.28	0.34	0.36	D
0962	0.02	0.02	0.02	0.02	D
0963	0.17	0.13	0.16	0.18	C
0964	0.63	0.50	0.61	0.67	B
0965	0.27	0.21	0.26	0.28	B
0966	1.26	0.99	1.22	1.34	D
0967	0.53	0.39	0.49	0.52	C
0968	0.57	0.45	0.55	0.60	B
0969	0.88	0.66	0.81	0.87	D
0970	3.21	2.39	2.96	3.17	A
0971	1.62	1.28	1.58	1.72	D
0972	0.23	0.18	0.23	0.25	C
0973	1.14	0.90	1.12	1.22	B
0974	0.98	0.78	0.96	1.05	C
0975	0.62	0.49	0.60	0.66	A
0976	0.53	0.42	0.51	0.56	C
0977	0.33	0.26	0.33	0.36	B
0978	1.27	1.00	1.23	1.35	D
0979	1.36	1.07	1.32	1.44	A
0980	2.24	1.77	2.18	2.38	C
0981	0.67	0.53	0.65	0.71	B
0982	1.40^f	0	0	0	E
0983	2.78	2.19	2.70	2.95	D
0984	0.05	0.04	0.05	0.05	C
0985	1.82	1.36	1.68	1.80	E
0986	0.69	0.54	0.67	0.73	A
0987	0.21	0.17	0.20	0.22	C
0988	0.06	0.05	0.06	0.06	C
0989	g	h	h	h	D
0991	1.89	1.41	1.75	1.87	A
0992	2.21	1.65	2.04	2.18	F
0993	255.92^e	190.74	236.03	252.82	D
0994	g	h	h	h	F
0995	2.72	2.02	2.50	2.68	F
0996	255.92ⁱ	190.74	236.03	252.82	G
0997	0.31	0.25	0.31	0.33	E
0999	2.15	1.70	2.09	2.29	D
0006	2.05	1.62	1.99	2.18	E
0008	1.75	1.38	1.71	1.86	D
0011	0.98	0.78	0.96	1.05	D
0012	2.50	1.70	2.01	2.17	E
0013	1.09	0.86	1.07	1.16	C
0016	1.06	0.84	1.04	1.13	E
0034	1.79	1.42	1.75	1.91	D
0036	1.23	0.97	1.19	1.30	C
0083	1.49	1.18	1.45	1.58	D
0170	0.73	0.58	0.71	0.78	C
4771	1.58	1.18	1.44	1.57	F
0771⁺	0.40	0	0	0	G
4777	2.20	1.65	2.00	2.18	F
7405	0.64	0.48	0.59	0.63	D
7445⁺	0.13	0	0	0	F
7413	0.16	0.12	0.15	0.16	F
7453⁺	0.03	0	0	0	G
7421	0.20	0.15	0.19	0.20	E
7424	0.47	0.35	0.43	0.46	F
7428	1.60	1.19	1.48	1.58	C
9740^k	0.02	0	0	0	0
9741^k	0.01	0	0	0	0
Per Capita
0901	13.90	10.36	12.82	13.73	B
0902	0.35	0.26	0.33	0.35	A
0908	65.28	51.54	63.59	69.45	D
0909	31.11	24.56	30.30	33.09	D
0912	229.75	181.37	223.77	244.40	D
0913	177.88	140.42	173.25	189.23	D
A Rated
9985	A	A	A	A	0
0133	A	A	A	A	0

*	Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.
+	Associated with class directly above - both codes must be applied. The second code is not subject to experience

a - OD: $0.03 Supplemental is not subject to experience rating. Code as 0067.
b - OD: $0.03 Supplemental is not subject to experience rating. Code as 0066.
c - OD: $0.07 Supplemental is not subject to experience rating. Code as 0176.
d - OD: $0.85 Supplemental applies when coverage for Federal black lung is provided. It is not
subject to experience rating. Code as 0164.
e - Per ambulance corps.
f - Per person per week. A partial workweek is to be counted as a full workweek.
Not subject to Experience or Retrospective Rating.
g - See appropriate page of Section 2.
h - Apply the following percentages (A-1 = 74.60%, A-2 = 92.31%, A-3 = 98.88%) to annual loss cost
from the appropriate page of Section 2.
i - Per hazardous materials response team.
k - Not subject to experience rating.

Volunteer Fire Company - First Responders - Code 994

Download PDF

Pennsylvania Volunteer Fire Company - First Responders - Code 994

Schedule of Annual Loss Costs
Approved Effective Date: April 1, 2025

Population	Annual Loss Cost

Up to 300	1,112
301 to 500	1,366
501 to 700	1,589
701 to 1,000	1,836
1,001 to 1,500	2,160
1,501 to 2,000	2,510
2,001 to 2,500	2,805
2,501 to 3,000	3,071
3,001 to 3,500	3,303
3,501 to 4,000	3,523
4,001 to 4,500	3,727
4,501 to 5,000	3,923
5,001 to 5,500	4,114
5,501 to 6,000	4,294
6,001 to 6,500	4,475
6,501 to 7,000	4,648
7,001 to 7,500	4,818
7,501 to 8,000	4,986
8,001 to 8,500	5,150
8,501 to 9,000	5,310
9,001 to 9,500	5,463
9,501 to 10,000	5,615
10,001 to 15,000	6,444
15,001 to 20,000	7,878
20,001 to 25,000	9,287
25,001 to 30,000	10,681
30,001 to 35,000	12,052
35,001 to 40,000	13,406
40,001 to 45,000	14,736
45,001 to 50,000	16,044
For each additional 5,000 population	1,313

Volunteer Fire Company - Support Staff - Code 989

Download PDF

Pennsylvania Volunteer Fire Company - Support Staff - Code 989

Schedule of Annual Loss Costs
Approved Effective Date: April 1, 2025

Population	Annual Loss Cost

Up to 300	101
301 to 500	124
501 to 700	145
701 to 1,000	167
1,001 to 1,500	197
1,501 to 2,000	229
2,001 to 2,500	256
2,501 to 3,000	280
3,001 to 3,500	301
3,501 to 4,000	321
4,001 to 4,500	340
4,501 to 5,000	357
5,001 to 5,500	375
5,501 to 6,000	391
6,001 to 6,500	408
6,501 to 7,000	423
7,001 to 7,500	439
7,501 to 8,000	454
8,001 to 8,500	469
8,501 to 9,000	484
9,001 to 9,500	498
9,501 to 10,000	512
10,001 to 15,000	587
15,001 to 20,000	718
20,001 to 25,000	846
25,001 to 30,000	973
30,001 to 35,000	1098
35,001 to 40,000	1221
40,001 to 45,000	1342
45,001 to 50,000	1462
For each additional 5,000 population	120

Temporary Staffing Loss Costs and Expected Loss Cost Factors for Pennsylvania Workers Compensation Insurance - Approved Effective Date: April 1, 2025 on New and Renewal Business

Download PDF

TEMPORARY STAFFING LOSS COSTS AND EXPECTED LOSS FACTORS FOR PENNSYLVANIA WORKERS COMPENSATION INSURANCE Proposed Effective Date: April 1, 2025 on New and Renewal Business
		EXPERIENCE RATING PLAN			HAZARD
CODE	LOSS	EXPECTED LOSS FACTORS TABLE *			GROUP
NO	COST	A-1	A-2	A-3	A - G
2005	9.52	6.48	7.65	8.25	F
2009	12.64	9.42	11.65	12.48	G
2011	1.77	1.40	1.73	1.89	D
2012	5.37	3.65	4.31	4.65	E
2013	1.94	1.53	1.88	2.06	C
2015	5.42	4.04	5.00	5.36	F
2025	3.35	2.50	3.09	3.31	G
2028	1.71	1.28	1.58	1.69	F
2050	3.39	2.53	3.13	3.35	F
2051	3.79	2.82	3.50	3.74	F
2055	3.80	2.83	3.50	3.75	F
2059	5.69	4.27	5.19	5.64	E
2101	2.97	2.22	2.71	2.94	E
2103	1.06	0.80	0.97	1.05	D
2104	3.47	2.60	3.16	3.43	D
2105	4.11	3.08	3.75	4.08	D
2106	5.28	3.96	4.81	5.23	D
2107	2.54	1.91	2.32	2.52	C
2108	2.04	1.53	1.86	2.02	B
2109	3.57	2.67	3.25	3.53	D
2110	2.45	1.84	2.23	2.43	C
2111	5.10	3.82	4.64	5.05	C
2112	5.38	4.03	4.90	5.33	C
2113	2.16	1.62	1.97	2.14	C
2114	4.78	3.58	4.36	4.74	E
2115	2.21	1.66	2.01	2.19	E
2119	3.76	2.82	3.43	3.72	D
2130	3.73	2.79	3.40	3.69	E
2132	2.19	1.64	1.99	2.17	D
2134	2.56	1.92	2.34	2.54	C
2135	2.15	1.61	1.96	2.13	D
2136	2.16	1.62	1.97	2.14	C
2139	3.27	2.45	2.98	3.24	D
2141	3.90	3.08	3.80	4.15	D
2142	2.15	1.70	2.09	2.29	C
2161	2.11	1.58	1.92	2.09	C
2163	3.88	2.91	3.54	3.84	C
2165	5.42	4.06	4.94	5.37	C
2166	2.62	1.97	2.39	2.60	C
2201	3.24	2.43	2.95	3.21	E
2204	3.08	2.31	2.81	3.05	B
2205	2.32	1.74	2.11	2.30	C
2221	2.27	1.70	2.07	2.25	C
2222	2.36	1.77	2.15	2.34	D
2225	2.68	2.00	2.44	2.65	C
2227	3.32	2.49	3.03	3.29	D
2255	1.72	1.29	1.57	1.71	F
2257	2.50	1.88	2.28	2.48	E
2261	2.85	2.13	2.59	2.82	E
2263	1.55	1.16	1.41	1.54	D
2265	2.34	1.75	2.13	2.32	C
2281	2.26	1.69	2.06	2.24	D
2282	4.95	3.71	4.51	4.91	D
2285	1.64	1.23	1.50	1.63	D
2301	5.30	3.97	4.83	5.25	E
2305	3.98	2.98	3.63	3.94	D
2306	2.94	2.20	2.68	2.91	C
2311	3.02	2.26	2.75	2.99	C
2319	4.12	3.09	3.76	4.09	B
2323	3.47	2.60	3.16	3.43	C
2327	2.21	1.66	2.01	2.19	B
2402	2.62	1.97	2.39	2.60	E
2403	2.23	1.67	2.03	2.21	E
2404	2.95	2.21	2.69	2.92	F
2406	2.71	2.03	2.47	2.68	F
2407	2.56	1.92	2.34	2.54	E
2411	3.91	2.93	3.56	3.87	E
2413	4.30	3.22	3.91	4.26	D
2415	3.14	2.35	2.86	3.11	E
2416	1.85	1.39	1.69	1.84	D
2421	5.90	4.42	5.37	5.84	E
2425	6.04	4.52	5.50	5.98	D
2427	5.32	3.99	4.85	5.27	D
2429	2.49	1.87	2.27	2.47	D
2431	4.44	3.33	4.04	4.40	D
2433	2.97	2.22	2.71	2.94	D
2435	3.07	2.30	2.80	3.04	D
2441	0.97	0.73	0.89	0.96	D
2445	2.04	1.53	1.86	2.02	D
2446	1.28	0.96	1.16	1.26	D
2447	3.16	2.37	2.88	3.13	D
2449	1.82	1.37	1.66	1.81	D
2451	3.39	2.54	3.09	3.36	C
2454	2.98	2.23	2.71	2.95	D
2456	2.72	2.03	2.47	2.69	C
2457	2.61	1.96	2.38	2.59	C
2458	1.05	0.79	0.96	1.04	C
2459	0.73	0.55	0.66	0.72	C
2461	2.01	1.50	1.83	1.99	D
2463	2.11	1.58	1.92	2.09	D
2465	2.57	1.93	2.35	2.55	D
2467	2.70	2.02	2.46	2.67	C
2471	1.08	0.81	0.99	1.07	C
2472	0.56	0.42	0.51	0.55	C
2473	2.22	1.66	2.02	2.20	C
2474	2.03	1.52	1.85	2.01	E
2475	1.93	1.44	1.75	1.91	D
2476	1.13	0.85	1.03	1.12	E
2477	1.46	1.09	1.33	1.45	E
2483	1.09	0.82	1.00	1.08	C
2485	0.97	0.73	0.89	0.96	C
2486	1.34	1.00	1.22	1.32	C
2487	1.09	0.82	1.00	1.08	C
2488	0.71	0.53	0.65	0.70	C
2489	0.92	0.69	0.84	0.91	C
2501	3.58	2.68	3.26	3.54	F
2502	2.66	2.00	2.43	2.64	B
2506	1.88	1.41	1.72	1.87	C
2507	1.51	1.13	1.38	1.50	E
2509	3.92	2.94	3.57	3.88	G
2511	5.41	4.05	4.93	5.36	E
2512	3.70	2.77	3.37	3.66	D
2513	3.00	2.25	2.73	2.97	D
2514	3.20	2.40	2.92	3.17	E
2535	2.22	1.66	2.02	2.20	D
2536	4.63	3.47	4.22	4.59	C
2551	1.33	0.99	1.21	1.31	F
2553	0.98	0.74	0.90	0.97	F
2555	0.33	0.25	0.30	0.33	C
2563	1.47	1.10	1.34	1.46	D
2571	1.79	1.34	1.63	1.78	D
2573	2.97	2.22	2.71	2.94	F
2581	0.88	0.66	0.80	0.87	E
2601	5.53	3.70	4.37	4.72	F
2603	5.66	3.79	4.48	4.83	F
2605	7.77	5.20	6.14	6.62	E
2606	4.05	2.71	3.20	3.45	G
2607	2.74	1.83	2.16	2.34	F
2608	5.63	3.77	4.45	4.80	F
2609	3.43	2.31	2.73	2.94	G
2611	9.06	6.06	7.16	7.73	F
2615	9.46	6.33	7.47	8.06	F
2617	3.02	2.02	2.38	2.57	G
2645	5.42	3.62	4.28	4.62	G
2646	5.49	3.67	4.34	4.68	E
2647	7.92	5.30	6.26	6.75	E
2648	6.80	4.55	5.37	5.80	F
2649	4.69	3.13	3.70	4.00	F
2651	5.23	3.51	4.14	4.47	F
2652	9.26	6.19	7.32	7.89	G
2653	7.43	4.97	5.87	6.33	G
2654	6.73	4.50	5.31	5.73	G
2655	8.40	5.62	6.64	7.17	G
2656	3.81	2.55	3.01	3.25	G
2657	8.46	5.66	6.68	7.21	G
2658	8.49	5.68	6.71	7.24	G
2659	14.69	9.83	11.60	12.52	G
2660	2.95	1.97	2.33	2.51	F
2661	2.76	1.83	2.16	2.34	F
2662	7.87	5.26	6.22	6.71	E
2663	3.39	2.27	2.68	2.89	F
2664	3.52	2.36	2.78	3.00	E
2665	7.36	4.93	5.82	6.28	G
2666	7.06	4.72	5.57	6.01	E
2667	2.25	1.50	1.77	1.91	F
2668	8.92	5.97	7.05	7.60	E
2669	9.09	6.08	7.19	7.75	F
2670	6.25	4.18	4.94	5.33	F
2673	6.66	4.46	5.27	5.68	E
2674	6.66	4.46	5.27	5.68	E
2675	2.78	1.86	2.20	2.37	G
2676	6.18	4.13	4.88	5.27	G
2677	3.00	2.00	2.37	2.56	G
2679	8.76	5.86	6.93	7.47	F
2681	6.58	4.40	5.20	5.61	F
2709	0.54	0.42	0.52	0.57	F
2716	3.26	2.43	3.01	3.22	D
2718	2.90	2.16	2.67	2.86	E
2721	7.20	5.37	6.64	7.12	F
2744	0.36	0.27	0.33	0.36	C
2751	0.72	0.54	0.66	0.71	E
2752	0.45	0.33	0.41	0.44	G
2753	2.04	1.52	1.88	2.01	D
2755	0.81	0.60	0.75	0.80	F
2757	1.08	0.81	1.00	1.07	E
2759	4.46	3.32	4.11	4.40	E
2801	4.95	3.91	4.83	5.27	F
2802	2.97	2.02	2.38	2.57	G
2803	8.29	6.18	7.64	8.19	C
2804	2.90	2.16	2.67	2.86	D
2805	3.78	2.82	3.49	3.73	E
2806	6.61	5.22	6.43	7.03	C
2807	4.21	3.13	3.88	4.15	C
2808	6.87	5.12	6.34	6.79	E
2809	3.94	3.11	3.84	4.19	F
2810	2.56	1.91	2.36	2.53	F
2811	5.92	4.41	5.46	5.85	F
2812	6.07	4.52	5.60	6.00	F
2813	3.27	2.58	3.19	3.48	D
2814	1.96	1.54	1.90	2.08	E
2815	2.38	1.88	2.32	2.53	D
2816	1.60	1.26	1.56	1.70	D
2817	4.95	3.69	4.57	4.89	D
2818	1.03	0.82	1.01	1.10	D
2819	0.53	0.41	0.50	0.54	F
2820	2.49	1.97	2.43	2.65	D
2821	5.14	4.06	5.00	5.46	C
2825	3.22	2.54	3.14	3.43	B
2828	5.19	3.87	4.78	5.13	C
2855	3.50	2.76	3.40	3.72	E
2857	3.15	2.49	3.07	3.35	E
2858	4.08	3.22	3.98	4.34	F
2859	4.14	3.27	4.04	4.41	E
2860	3.92	3.10	3.82	4.17	D
2862	5.11	4.03	4.97	5.43	E
2865	4.08	3.22	3.98	4.34	C
2880	3.75	2.96	3.65	3.99	D
2882	4.08	3.22	3.98	4.34	B
2884	0.85	0.67	0.83	0.91	B
2885	1.99	1.57	1.93	2.11	D
2886	1.50	1.18	1.46	1.60	C
2887	0.89	0.70	0.85	0.92	C
2890	0.48	0.37	0.45	0.49	C
2891	1.86	1.46	1.78	1.92	B
2892	1.29	1.01	1.23	1.32	B
2893	1.27	0.99	1.21	1.30	B
2896	0.94	0.74	0.92	1.00	B
2897	1.37	1.08	1.33	1.46	A
2898	1.69	1.34	1.65	1.80	C
2899	1.00	0.79	0.98	1.07	B
2903	0.23	0.18	0.22	0.24	E
2904	0.53	0.39	0.49	0.52	E
2905	0.10	0.08	0.10	0.10	F
2907	3.42	2.70	3.34	3.64	C
2910	2.79	2.20	2.71	2.96	C
2911	5.17	4.08	5.03	5.50	D
2914	1.78	1.41	1.74	1.90	C
2915	1.48	1.17	1.44	1.57	C
2916	1.70	1.34	1.66	1.81	B
2917	2.20	1.74	2.14	2.34	C
2918	1.33	1.05	1.29	1.41	A
2919	1.55	1.22	1.51	1.65	C
2920	0.28	0.22	0.28	0.30	D
2921	3.34	2.64	3.26	3.56	C
2922	2.52	1.99	2.46	2.68	C
2923	1.88	1.49	1.84	2.00	C
2924	3.62	2.86	3.52	3.85	C
2925	1.51	1.19	1.47	1.61	C
2926	2.14	1.69	2.08	2.27	C
2927	0.82	0.65	0.80	0.87	C
2928	2.06	1.62	2.00	2.19	B
2932	0.63	0.50	0.61	0.67	D
2933	2.16	1.70	2.10	2.30	D
2934	2.74	2.16	2.66	2.91	D
2935	1.06	0.84	1.04	1.13	C
2936	1.07	0.84	1.02	1.10	E
2939	4.28	3.19	3.94	4.22	F
2940	2.60	2.06	2.54	2.77	C
2941	2.32	1.83	2.26	2.47	C
2944	1.36	1.07	1.32	1.44	B
2945	2.03	1.60	1.97	2.16	A
2948	2.12	1.66	2.02	2.18	C
2951	0.43	0.33	0.41	0.44	E
2952	0.65	0.51	0.63	0.69	E
2953	0.17	0.13	0.16	0.18	D
2954	1.69	1.26	1.56	1.67	E
2955	0.30	0.24	0.29	0.31	F
2956	0.09	0.07	0.09	0.09	E
2957	0.60	0.47	0.57	0.61	D
2958	3.02	2.36	2.87	3.10	C
2959	1.10	0.87	1.08	1.17	B
2960	2.51	1.98	2.45	2.67	C
2961	1.12	0.88	1.07	1.16	D
2962	0.06	0.05	0.06	0.06	D
2963	0.57	0.44	0.54	0.58	C
2964	1.12	0.89	1.10	1.20	B
2965	0.94	0.74	0.90	0.97	B
2966	2.25	1.78	2.19	2.39	D
2967	0.97	0.72	0.90	0.96	C
2968	1.04	0.82	1.02	1.11	B
2969	1.71	1.28	1.58	1.69	D
2970	5.54	4.13	5.11	5.48	A
2971	3.03	2.39	2.95	3.22	D
2973	2.17	1.71	2.11	2.31	B
2974	1.82	1.44	1.78	1.94	C
2975	1.17	0.92	1.13	1.24	A
2976	0.97	0.77	0.95	1.03	C
2977	0.63	0.50	0.61	0.67	B
2978	2.21	1.74	2.15	2.35	D
2979	2.52	1.99	2.46	2.68	A
2980	4.07	3.22	3.97	4.33	C
2981	1.26	0.99	1.22	1.34	B
2983	4.88	3.86	4.76	5.20	D
2984	0.16	0.13	0.15	0.17	C
2986	1.30	1.02	1.26	1.38	A
2987	0.62	0.48	0.59	0.64	C
2988	0.19	0.15	0.18	0.20	C
2991	3.14	2.34	2.90	3.10	A
2992	3.82	2.85	3.52	3.77	F
2995	5.00	3.72	4.61	4.93	F
2997	0.57	0.45	0.55	0.60	E
2999	3.78	2.98	3.68	4.02	D
6771	2.80	2.10	2.55	2.77	F
6777	3.71	2.78	3.38	3.67	F
9428	3.11	2.32	2.87	3.07	C

*	Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.

A. Definitions

Download PDF

HOME AREA
The city, township or borough in which a volunteer fire company is located.

OUTSIDE AREA
A city, township or borough (or portion thereof) different from the home area and protected pursuant to a fireprotection contract provided by a volunteer fire company located in the home area.

VOLUNTEER AND PAID STAFF
In jurisdictions where a combination of volunteer and paid firemen are employed, the following procedureshall be followed to arrive at the proper population to be used for volunteer firemen premium calculation:

The number of salaried firemen and active volunteers shall be determined at the inception of the policy andshall not be subject to revision until renewal. ‘Active volunteers’ refers to members of the company who are onthe roster as available to respond to a fire alarm.

Determine the number of salaried firemen and active volunteers, e.g. 14 paid and 35 volunteers, total staff49. Take 35/49 or 71% of the service, as being provided by volunteers. Apply 71% to the population, e.g.population 37,769 x 71% = 26,816 as a revised population base.

B. The annual loss cost charge shall be determined on the basis of the sum of the populations from:

Download PDF

The Volunteer Fire Company or Companies’ “Home Area,” (or portion thereof).
Any “Outside Area” served by the “Home Area” company or companies. When an “Outside Area” isserved by fire companies from two or more different “Home Areas,” the separate populations served byeach company shall be determined.

C. Population

Download PDF

Municipal populations are determined on the basis of the figures provided by the U. S. Bureau of the Census as published in actual population counts (Decennial Census Population). No other population reference source will be used.

A carrier or volunteer fire company may submit a Volunteer Firemen Exposure Form (VFEF) to the PCRB via the PCRB website to change or confirm areas served by a volunteer fire company.

Experience Rating Plan Expected Loss Factors for Discontinued Classes

Download PDF

When the following temporary staffing classifications were discontinued effective April 1, 2021, the experience forrisks in those classifications could not be reassigned to any new or continuing classifications. For experiencerating purposes, the exposures and losses previously reported for the classifications listed below will continue tobe used in determining experience modification factors. The following expected loss factors will apply:

Code	A-1	A-2	A-3
Class	Expected Loss Factors *
520	0.13	0.16	0.18
521	0.30	0.37	0.39
522	0.63	0.78	0.83
523	0.78	0.97	1.04
524	1.24	1.53	1.64
525	2.08	2.53	2.75
526	3.11	3.85	4.13
527	3.92	4.63	5.00
528	5.04	6.14	6.67
529	9.79	11.56	12.47
889	0.13	0.16	0.17
946	0.94	1.16	1.24
949	0.31	0.38	0.41

Pennsylvania Employer Assessment Factor

Download PDF

Code 0938

0.0222

Small Deductible Program Loss Elimination Ratios

Download PDF

NOTE:	Upon approval of the Pennsylvania Insurance Department individual carriers can offer different deductible levels and/or premium credits
	Hazard Group
Deductible Level	A	B	C	D	E	F	G
$1,000	9.1%	7.5%	5.6%	5.1%	4.0%	3.1%	2.7%
$5,000	21.1%	17.7%	13.9%	12.5%	10.2%	7.9%	7.0%
$10,000	29.5%	25.1%	20.3%	18.1%	15.2%	11.9%	10.6%

Pennsylvania United States Longshore and Harbor Workers Rates Manual Rates and Expected Loss Rates

Download PDF

Code	Manual	Min.	Expected Loss Rate Tables *			Group
			Experience Rating Plan			Hazard
No.	Rate	Prem.	A-1	A-2	A-3	A - G
6824F	10.63	3,000	3.59	4.36	4.79	F
6826F	8.91	3,000	3.01	3.66	4.02	E
6843F	13.10	3,000	4.43	5.38	5.91	G
6872F	23.44	3,000	7.92	9.62	10.57	G
7309F	36.29	3,000	12.27	14.90	16.36	G
7313F	8.47	3,000	2.86	3.48	3.82	G
7317F	21.26	3,000	7.19	8.73	9.59	G
7327F	22.82	3,000	7.71	9.37	10.29	G
7366F	11.91	3,000	4.03	4.89	5.37	G
8709F	6.46	2,591	2.18	2.65	2.91	G
8726F	3.19	1,480	1.08	1.31	1.44	E

* Table A-1 applies to the most current policy year, Table A-2 to the first prior policy year, and Table A-3 to the second prior policy year.

Voluntary Market

Download PDF

Expense Constant: $395

United States Longshore and Harbor Workers’ Compensation Coverage Percentage applicable only in connection with Rule XII ………………………………………………………………………………………….73.6% (1.736 x Carrier Rate)

United States Longshore and Harbor Workers Premium Discount Table

Download PDF

Total Workers Compensation Standard Premium		Discounts Applicable to Pennsylvania Portion Schedule (Y) Carriers	Discounts to Pennsylvania (X) Carriers
First	$10,000	None	None
Next	$190,000	9.1%	5.1%
Next	$1,550,000	11.3%	6.5%
Over	$1,750,000	12.3%	7.5%

Excess Loss (Pure Premium) Factors

Download PDF

	Hazard Group
Per Accident Limit	A	B	C	D	E	F	G
$10,000	0.705	0.749	0.797	0.819	0.848	0.881	0.894
$15,000	0.644	0.694	0.748	0.775	0.807	0.848	0.864
$20,000	0.595	0.649	0.707	0.739	0.773	0.819	0.839
$25,000	0.554	0.611	0.672	0.707	0.743	0.794	0.816
$30,000	0.519	0.577	0.640	0.678	0.717	0.771	0.795
$35,000	0.487	0.548	0.612	0.653	0.692	0.750	0.776
$40,000	0.460	0.521	0.587	0.629	0.670	0.731	0.758
$50,000	0.413	0.476	0.542	0.588	0.630	0.696	0.726
$75,000	0.326	0.388	0.455	0.507	0.551	0.625	0.661
$100,000	0.265	0.325	0.391	0.444	0.491	0.568	0.609
$125,000	0.222	0.278	0.340	0.394	0.441	0.521	0.565
$150,000	0.190	0.241	0.300	0.353	0.400	0.482	0.527
$175,000	0.165	0.212	0.267	0.319	0.364	0.447	0.493
$200,000	0.145	0.190	0.240	0.290	0.334	0.416	0.464
$225,000	0.130	0.170	0.218	0.266	0.309	0.389	0.437
$250,000	0.117	0.155	0.199	0.246	0.287	0.366	0.414
$275,000	0.107	0.142	0.184	0.228	0.267	0.345	0.392
$300,000	0.099	0.131	0.170	0.212	0.250	0.326	0.373
$325,000	0.092	0.122	0.159	0.199	0.235	0.309	0.356
$350,000	0.086	0.115	0.149	0.187	0.221	0.294	0.340
$375,000	0.081	0.108	0.140	0.177	0.210	0.281	0.326
$400,000	0.077	0.102	0.133	0.168	0.199	0.268	0.313
$425,000	0.073	0.097	0.127	0.160	0.190	0.257	0.301
$450,000	0.069	0.092	0.121	0.153	0.181	0.247	0.290
$475,000	0.067	0.088	0.115	0.147	0.174	0.238	0.280
$500,000	0.064	0.085	0.110	0.141	0.167	0.230	0.271
$600,000	0.055	0.074	0.095	0.122	0.145	0.202	0.240
$700,000	0.049	0.066	0.085	0.109	0.129	0.183	0.218
$800,000	0.045	0.060	0.077	0.100	0.118	0.168	0.201
$900,000	0.041	0.055	0.071	0.092	0.109	0.156	0.188
$1,000,000	0.0383	0.0513	0.0662	0.0858	0.1017	0.1470	0.1778
$2,000,000	0.0247	0.0329	0.0424	0.0561	0.0668	0.1012	0.1265
$3,000,000	0.0195	0.0258	0.0332	0.0444	0.0530	0.0823	0.1054
$4,000,000	0.0165	0.0219	0.0279	0.0375	0.0450	0.0708	0.0922
$5,000,000	0.0144	0.0190	0.0242	0.0326	0.0393	0.0625	0.0827
$6,000,000	0.0123	0.0172	0.0215	0.0291	0.0352	0.0563	0.0753
$7,000,000	0.0105	0.0154	0.0195	0.0262	0.0318	0.0513	0.0691
$8,000,000	0.0092	0.0137	0.0177	0.0239	0.0292	0.0470	0.0638
$9,000,000	0.0078	0.0119	0.0163	0.0220	0.0267	0.0434	0.0595
$10,000,000	0.0066	0.0104	0.0151	0.0203	0.0249	0.0402	0.0553

Excess Loss (Pure Premium) Factors for United States Longshore and Harborworkers Act

Download PDF

Effective April 1, 2009 carriers should use the excess loss pure premium factors table applicable to State Act coverages.

Pennsylvania Retrospective Rating Tax Multiplier

Federal Classes, or Non-F where rate is increased by USL&HW Act Percentage 1.0958