Underwriting

PCRB’s Underwriting tools help members access essential rating information, validate key pricing elements, and support consistent underwriting decisions. Built on PCRB’s actuarial foundation and commitment to transparency, these resources make it easier to retrieve experience rating outputs, benchmark authorized rates, and evaluate employer-specific factors that influence premium—quickly and confidently. 
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Experience Modifications

Access Pennsylvania Experience Rating Modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

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Experience Modification Calculator

Estimate Pennsylvania intrastate Experience Modifications and run what-if scenarios by adjusting payroll and loss data.

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Carrier Pricing Benchmark

Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

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Rating and Underwriting Reference

View employer-specific pricing elements such as classifications, credits, and current and historical Experience Modifications.

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WC Rating Notification

Get notified when Experience Modifications are issued for insureds through a Carrier Group Administrator–managed service.